2225 Cunningham Rd, Dunkerton, IA 50626 Property Records

Black Hawk County property record for 2225 Cunningham Rd, Dunkerton, IA 50626

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,568 sqft · built 1999
Lot Size	6.18 acres (269,200 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2016)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8911-12-376-002`

Property Details

APN / Parcel Number

Primary APN	`8911-12-376-002`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	1,150 sqft
Unfinished Basement	1,568 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	269,200 sqft (6.18 acres)
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2225 CUNNINGHAM RD
City	DUNKERTON
State	IA
Zip	50626-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE SW SEC 12 T 89 R 11 COM AT NE COR SAID SE SW TH W 612 FT TH S 430 FT TH E 440 FT TH S 305 FT TH E 172 FT TH N 735
Legal Range	11W
Legal Township	89N
Legal Section	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BARCLAY
Census Block Group	1
Census Block	1090
Census Tract	2800

Owner

2225 Cunningham Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 28, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2016 · Amount on File
Deed Sale	Aug 4, 2016 · Amount on File
Deed Document Number	20162017-00002350
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000014434
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731

Mortgage

Document Number	202400002919
Date	Aug 28, 2023
Instrument	202400002919

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200011302
Date	Nov 29, 2021
Instrument	202200011302

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 28, 2023
Property Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731
Document Number	202300014434
Instrument Date	Mar 10, 2023
Instrument	202300014434
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731

Mortgage

Document Number	202300014435
Date	Apr 28, 2023
Instrument	202300014435

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 6, 2019
Property Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731
Document Number	202000004337
Instrument Date	Aug 23, 2019
Instrument	202000004337
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 CUNNINGHAM RD, DUNKERTON, IA 50626-9731

Mortgage

Document Number	202000004338
Date	Sep 6, 2019
Instrument	202000004338

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2225 Cunningham Rd was $2,744 with a homeowner's exemption, up 1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Dunkerton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+1.03%) Homeowner's exemption	$249,000 Land $90,000 Building $159,000	$249,000 Land $90,000 Building $159,000
2024	$2,716.00
2023		$228,630 (+35.69%) Land $75,000 Building $153,630	$228,630 Land $75,000 Building $153,630
2022	$2,320.00 Homeowner's exemption	$168,490 Land $60,000 Building $108,490
2021			$168,490 Land $60,000 Building $108,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 Cunningham Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1990–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Cunningham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heartland Technology Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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