2225 40th St W, Webster, MN 55088 Property Records

Rice County property record for 2225 40th St W, Webster, MN 55088

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,318 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$219,849 (Jan 2010)
Tax Bill	$6,594 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.02.4.75.005`

Property Details

APN / Parcel Number

Primary APN	`02.02.4.75.005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,318 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	826 sqft
Unfinished Basement	266 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Asphalt Driveway
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Deck Area	78 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2225 40TH ST W
City	WEBSTER
State	MN
Zip	55088-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 SW4 SE4 SE4
Legal Range	021
Legal Township	112
Legal Section	02
Jurisdiction	RICE MN
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2046
Census Tract	70101

Owner

2225 40th St W is owned and occupied by two individuals who bought it in January 2010.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2225 40TH ST W, WEBSTER, MN 55088-2408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2010 · Amount on File
Deed Sale	Jan 26, 2010 · Amount on File
Prior Sale	May 24, 2005 · Amount on File
Deed Document Number	201051744
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	2225 40TH ST W, WEBSTER, MN 55088-2408
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A778647
Date	Oct 1, 2025
Instrument	A778647

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	2225 40TH ST W, WEBSTER, MN 55088-2408
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A744203
Date	Sep 27, 2021
Instrument	A744203

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	2225 40TH ST W, WEBSTER, MN 55088-2408
Document Number	0000723023
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2225 40TH ST W WEBSTER MN 550882408, WEBSTER, MN 55088-2408

Mortgage

Document Number	0000723023
Date	Jan 10, 2020
Instrument	723023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2225 40th St W was $6,594.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Webster Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,594.00	$576,800 (+1%) Land $144,000 Building $432,800	$576,800 (+1%) Land $144,000 Building $432,800
2025		$571,100 (+17.05%) Land $135,000 Building $436,100	$571,100 (+17.05%) Land $135,000 Building $436,100
2024	$5,062.00 (+12.14%)	$487,900 (-) Land $120,000 Building $367,900	$487,900 (-) Land $120,000 Building $367,900
2023	$4,514.00	$487,900 Land $120,000 Building $367,900	$487,900 Land $120,000 Building $367,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2225 40th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 40th St W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
JTN Communications Fixed Wireless	100 / 20

May also be available: GigFire, Metronet.

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