2225 195th St, Independence, IA 50644 Property Records

Buchanan County property record for 2225 195th St, Independence, IA 50644

Property Summary

Property TypeRural Home
Details5 bd · 2.5 ba · 2,344 sqft · built 1900
Lot Size34.9 acres (1,523,729 sqft)
OwnerCompany Name on Record
Tax Bill$4,166 (2025)
Deeds & MortgagesDec 2022 Mortgage
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0719100004

Property Details

APN / Parcel Number

Primary APN0719100004

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,344 sqft Living Area
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Lot Area1,523,729 sqft (34.9 acres)
Garage Area280 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2225 195TH ST
CityINDEPENDENCE
StateIA
Zip50644-9244
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description19-89-8SE NW
Legal Range8W
Legal Township89N
Legal Section19
JurisdictionBUCHANAN IA
Township / Civil DivisionBYRON
Census Block Group3
Census Block3021
Census Tract950100

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address901 14TH ST NE, INDEPENDENCE, IA 50644-9264
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK IOWA
Dec 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK IOWA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address2225 195TH ST, INDEPENDENCE, IA 50644-9244
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R04080
DateDec 8, 2022
Instrument2022R04080
Lender
NameBANK IOWA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2052

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address2225 195TH ST, INDEPENDENCE, IA 50644-9244
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R04063
DateDec 7, 2022
Instrument2022R04063
Lender
NameBANK IOWA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,166.00 (+9.86%)$313,890 (+14.11%) Land $103,120 Building $210,770$313,890 (+14.11%) Land $103,120 Building $210,770
2023$3,792.00$275,070 Land $83,710 Building $191,360$275,070 Land $83,710 Building $191,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Verizon
Fixed Wireless
25 / 6
CenturyLink
DSL
10 / 1

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