22240 Will Murphy Rd, Umatilla, FL 32784 Property Records

Lake County property record for 22240 Will Murphy Rd, Umatilla, FL 32784

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,559 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Feb 2025)
Tax Bill	$3,454 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-18-27-0003-000-03200`

Property Details

APN / Parcel Number

Primary APN	`11-18-27-0003-000-03200`
Alternative APN	`3268946`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	382 sqft
Patio Area	135 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3268946
Street Address	22240 WILL MURPHY RD
City	UMATILLA
State	FL
Zip	32784-7927
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	W 1/2 OF W 1/2 OF N 1/2 OF SE 1/4 OF SW 1/4 ORB 6482 PG 511
Legal Range	27E
Legal Township	18S
Legal Section	11
Legal Subdivision	ACREAGE & UNREC
Legal Tract	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1053
Census Tract	30111

Owner

Source: Lake County records · APN 11-18-27-0003-000-03200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2025023550
Deed Book / Page	6482 / 511
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927

Mortgage

Document Number	0059101757
Date	Mar 08, 2022
Book Page	5910/1757
Instrument	2022031838

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052502068
Date	Mar 19, 2019
Book Page	5250/2068
Instrument	2019029917

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2029

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 20, 2020
Property Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927
Document Number	0055061229
Book / Page	5506 / 1229
Instrument Date	Jul 16, 2020
Instrument	2020076917
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 MAIN ST, 351, MERCER, ME 04957-4443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22240 WILL MURPHY RD, UMATILLA, FL 32784-7927

Mortgage

Document Number	55061231
Date	Jul 20, 2020
Instrument	5506/1231

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,160 (+5.99%) Land $203,125 Building $41,035	$353,010 (+16.84%) Land $203,125 Building $149,885
2024	$3,454.00 (+9.76%)
2023	$3,147.00 (+6.14%) Homeowner's exemption	$230,370 (+3%)	$302,131 (+23.73%) Land $156,250 Building $145,881
2022	$2,965.00 Homeowner's exemption	$223,660	$244,180 Land $100,000 Building $144,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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