2224 S Nipoti Ranch Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 2224 S Nipoti Ranch Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,604 sqft · built 2021
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$695,500 (Aug 2021)
Tax Bill	$12,413 (2026)
Deeds & Mortgages	Apr 2023 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-470-010-000`

Property Details

APN / Parcel Number

Primary APN	`262-470-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2224 S NIPOTI RANCH RD
City	TRACY
State	CA
Zip	95391-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 5,
Legal Subdivision	MOUNTAIN HOUSE NBRHD B UN
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2224 S NIPOTI RANCH RD, TRACY, CA 95391-8282
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Intrafamily Transfer, Transfer
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	2021129661
Last Transfer Date	Apr 21, 2023
Transfer Doc	0000032073
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 26, 2023
Property Address	2224 S NIPOTI RANCH RD, MOUNTAIN HOUSE, CA 95391-8282
Document Number	0000032073
Map Reference	MB 43 PG 124
Instrument Date	Apr 21, 2023
Instrument	2023-032073
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2224 S NIPOTI RANCH RD, MOUNTAIN HOUSE, CA 95391-8282

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2224 S NIPOTI RANCH RD, MOUNTAIN HOUSE, CA 95391-8282
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 S NIPOTI RANCH RD, TRACY, CA 95391-8282

Mortgage

Document Number	0000212351
Date	Dec 21, 2021
Instrument	2021-212351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 3, 2021
Property Address	2224 S NIPOTI RANCH RD, MOUNTAIN HOUSE, CA 95391-8282
Document Number	0000129661
Map Reference	MB 43 PG 124
Instrument Date	Jun 23, 2021
Instrument	2021-129661
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2224 S NIPOTI RANCH RD, MOUNTAIN HOUSE, CA 95391-8282

Mortgage

Document Number	0000129662
Date	Aug 3, 2021
Instrument	2021-129662

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000129663
Date	Aug 3, 2021
Instrument	2021-129663

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,413.00 (+6.49%)
2025	$11,656.00 (+4.54%)	$737,978 (+4.04%) Land $185,711 Building $552,267
2023	$11,150.00 (+1.98%)	$709,323 Land $178,500 Building $530,823	$833,580
2022	$10,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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