Santa Rosa County property record for 2224 Paloma St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,184 sqft · built 2016 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2017) |
| Tax Bill | $184 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0WW00-0250 |
| Primary APN | 21-2S-26-0780-0WW00-0250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 2,644 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 1,360 ft deep x 750 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800WW000250 |
|---|---|
| Street Address | 2224 PALOMA ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-1295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *NEW PARCEL DESC FOR 2016* PARCEL A PER SURVEY PROVIDED: COM AT SW CORN OF LOT WW OF CRESCENT SHORES SUB (PB A PG 70) THN E |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Legal Lot Number | 119-120 120 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 18, 2017 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on File |
| Deed Sale | Jan 18, 2017 · Amount on File |
| Prior Sale | Jan 13, 2006 · Amount on File |
| Deed Document Number | 201701991 |
| Deed Book / Page | 3591 / 1705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Document Number | 0043911514 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 4391/1514 |
| Instrument | 202319432 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041521185 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 4152/1185 |
| Instrument | 202149433 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Document Number | 0035911705 |
| Book / Page | 3591 / 1705 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 201701991 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 BAY DR SE, 17, FORT WALTON BEACH, FL 32548-5705 |
| Name | Verified Name |
|---|---|
| Address | 2224 PALOMA ST, NAVARRE, FL 32566-1295 |
| Document Number | 0201701992 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 201701992 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $184.00 (+7.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $297,501 (+3%) | $340,523 (-5.42%) Land $47,025 Building $293,498 |
| 2023 | $171.00 (+6.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $288,836 (+3%) | $360,025 (+10.94%) Land $42,750 Building $317,275 |
| 2022 | $161.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $280,423 | $324,523 Land $38,475 Building $286,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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