2224 E 18th St, Panama City, FL 32405 Property Records

Bay County property record for 2224 E 18th St, Panama City, FL 32405

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 960 sqft · built 2021
Lot Size	0.674 acres (29,359 sqft)
Owner	Individual Name on File
Tax Bill	$169 (2025)
Deeds & Mortgages	Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14713-000-000`

Property Details

APN / Parcel Number

Primary APN	`14713-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,359 sqft (0.674 acres)
Lot Dimensions	210 ft deep x 140 ft wide
Porch	Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2224 E 18TH ST
City	PANAMA CITY
State	FL
Zip	32405-6010
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	34 3S 14W -93- 104D ST A B DEV CO PLAT BEG 152 N OF SE COR LOT 85 TH N 100 W 210 N 210 W 190 S 210 E 50 S 100 E 350 TO POB LESS -93.05- & -93.15- & -93.01- ORB 281 P 715 ORB 3514 P 1310
Legal Range	14W
Legal Township	03S
Legal Section	34
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	85
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

2224 E 18th St, a mobile home, is owned and occupied by an individual who acquired it in February 2013.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2224 E 18TH ST, PANAMA CITY, FL 32405-6010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 11, 2013
Transfer Doc	0035141310
Record Updated	Jun 8, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 7, 2017
Property Address	2224 E 18TH ST, PANAMA CITY, FL 32405-6010
Document Number	0039530056
Book / Page	003953 / 000056
Instrument Date	Oct 31, 2017
Instrument	64604
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 E 18TH ST PANAMA CITY FL 324056010, PANAMA CITY, FL 32405-6010

Tax Assessment & Valuation

The 2025 property tax bill for 2224 E 18th St was $169 with a homeowner's exemption, down 88.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$169.00 (-88.77%) Homeowner's exemption	$38,676	$96,261 Land $60,480 Building $35,781
2024	$1,505.00 (+0.8%)
2023	$1,493.00 (+1.56%) Homeowner's exemption	$36,491 (+3%)	$81,071 (+23.99%) Land $44,452 Building $36,619
2022	$1,470.00 Homeowner's exemption	$35,428	$65,385 Land $32,356 Building $33,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2224 E 18th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2224 E 18th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20