2224 Dulany Ter, Westminster, MD 21157 Property Records

Carroll County property record for 2224 Dulany Ter, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,392 sqft · built 1998
Lot Size	1.64 acres (71,438 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jun 1998)
Tax Bill	$5,287 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-018395`

Property Details

APN / Parcel Number

Primary APN	`09-018395`
Alternative APNs	`9018395` `018395`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	018395
Street Address	2224 DULANY TER
City	WESTMINSTER
State	MD
Zip	21157-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 47 - 1.64 AC DULANY TERRACE 17-11 DULANY HILL PL E
Legal Subdivision	DULANY HILL PLACE E
Legal Lot Number	47
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1003
Census Tract	509001

Owner

2224 Dulany Ter is owned and occupied by two individuals who bought it in June 1998.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2224 DULANY TER, WESTMINSTER, MD 21157-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 1998 · Amount on File
Deed Sale	Jun 9, 1998 · Amount on File
Prior Sale	Apr 25, 1997
Deed Document Number	1998974507
Deed Book / Page	2051 / 962
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2224 DULANY TER, WESTMINSTER, MD 21157-7706
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108850230
Date	Sep 15, 2022
Book Page	10885/230

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	SUNNYSIDE, NY 11104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 12, 2029
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 2224 Dulany Ter was $5,287 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,287.00 (+5%) Homeowner's exemption	$472,333	$497,100 Land $206,400 Building $290,700
2025	$5,035.00 Homeowner's exemption
2023	$4,631.00 Homeowner's exemption	$409,900	$422,800 Land $186,400 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2224 Dulany Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2224 Dulany Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20