2224 College St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2224 College St, Cedar Falls, IA 50613

Property Summary

Property Type	Restaurant
Details	3,619 sqft · built 1959
Lot Size	0.055 acres (2,376 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Jun 2020)
Tax Bill	$10,448 (2025)
Deeds & Mortgages	Dec 2018 Refinance Jun 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-13-309-009`

Property Details

APN / Parcel Number

Primary APN	`8914-13-309-009`

Interior

Stories	2 Stories
Building Area	3,619 sqft Gross Area
1st Floor Area	2,377 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Urethane Foam
Lot Area	2,376 sqft (0.055 acres)
Lot Dimensions	88 ft deep x 27 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2224 COLLEGE ST
City	CEDAR FALLS
State	IA
Zip	50613-3622
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	AUDITORS PLAT NO 18 CF S 27.33 FT W 88 FT LOT 11
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	AUDITORS PLAT NO 18 CF
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1003
Census Tract	2303

Owner

2224 College St, a commercial property, is owned by a company that bought it in June 2020.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	2218 COLLEGE ST, CEDAR FALLS, IA 50613-3622
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Jun 10, 2020	Warranty Deed, Transfer · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Deed Document Number	202021693
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2224 COLLEGE ST, CEDAR FALLS, IA 50613-3622
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009837
Date	Dec 27, 2018
Instrument	201900009837

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 10, 2020
Property Address	2224 COLLEGE ST, CEDAR FALLS, IA 50613-3622
Document Number	202000021693
Instrument Date	Jun 8, 2020
Instrument	202000021693
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 N LINN ST, IOWA CITY, IA 52245-2149

Mortgage

Document Number	202000021694
Date	Jun 10, 2020
Instrument	202000021694

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2224 College St was $10,448, up 11.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,448.00 (+11.58%)	$477,000 Land $35,640 Building $441,360	$477,000 Land $35,640 Building $441,360
2024	$9,364.00
2023		$426,820 (+56.04%) Land $35,640 Building $391,180	$426,820 Land $35,640 Building $391,180
2022	$5,754.00	$273,530 Land $44,280 Building $229,250
2021			$273,530 Land $44,280 Building $229,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2224 College St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2224 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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