2224 3rd Ave, Finlayson, MN 55735 Property Records

Pine County property record for 2224 3rd Ave, Finlayson, MN 55735

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,120 sqft · built 1995
Lot Size	0.066 acres (2,875 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jul 2020)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38.5088.000`

Property Details

APN / Parcel Number

Primary APN	`38.5088.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	72 ft deep x 4 ft wide
Garage Area	336 sqft
Driveway	Driveway
Deck Area	240 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2224 3RD AVE
City	FINLAYSON
State	MN
Zip	55735
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECT-18 TWP-043 RANGE-020 SKAFF'S ADD LOT-007 BLOCK-001 & 1/4 INT IN LOT 4, BLK 1 MICRO #533010,550164,550553,
Legal Range	020
Legal Township	043
Legal Section	18
Legal Subdivision	SKAFFS ADD
Legal Block	1
Legal Lot Number	4,7
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	3
Census Block	3084
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2224 3RD AVE, FINLAYSON, MN 55735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Nov 26, 2019	Transfer on Death Deed, Transfer
Apr 27, 2017	Deed, Transfer NORTHVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Apr 27, 2017
Deed Document Number	2020554524
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000550164
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jul 30, 2020
Property Address	2224 3RD AVE, FINLAYSON, MN 55735
Document Number	0000554524
Instrument Date	Jul 28, 2020
Instrument	554524
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 3RD AVE, FINLAYSON, MN 55735

Mortgage

Document Number	0000554525
Date	Jul 30, 2020
Instrument	554525

Lender

Name	MEMBERS COOPERATIVE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PINE MN
Recording Date	Nov 26, 2019
Property Address	2224 3RD AVE, FINLAYSON, MN 55735
Document Number	0000550164
Instrument Date	Nov 26, 2019
Instrument	550164
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PINE MN
Recording Date	Apr 27, 2017
Property Address	2224 3RD AVE, FINLAYSON, MN 55735
Document Number	0000533010
Instrument Date	Apr 27, 2017
Instrument	533010
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000533011
Date	Apr 27, 2017
Instrument	533011

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2018

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100 (+3.81%) Land $10,000 Building $156,100	$166,100 (+3.81%) Land $10,000 Building $156,100
2025	$1,322.00 (-1.64%) Homeowner's exemption	$160,000 (+12.52%) Land $10,000 Building $150,000	$160,000 (+12.52%) Land $10,000 Building $150,000
2023	$1,344.00 Homeowner's exemption	$142,200 Land $10,000 Building $132,200	$142,200 Land $10,000 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Finlayson serves 315 people · EPA ID MN1580002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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