Washington County property record for 22232 Cave Hill Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,318 sqft · built 1971 |
| Lot Size | 0.86 acres (37,461 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,503 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000367 |
| Primary APN | 07-000367 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,318 sqft Total Area |
| Basement Area | 117 sqft |
| Finished Basement | 117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 37,461 sqft (0.86 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 000367 |
|---|---|
| Street Address | 22232 CAVE HILL RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 0.86 ACRES 22232 CAVE HILL ROAD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11301 |
22232 Cave Hill Rd is owned and occupied by two individuals who acquired it in September 2026.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19709 SCOTT HILL DR, HAGERSTOWN, MD 21742-4272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1998 |
| Deed Sale | Jun 4, 1998 |
| Deed Document Number | 19982360 |
| Deed Book / Page | 1415 / 893 |
| Last Transfer Date | Sep 16, 2026 |
| Transfer Doc | 8025000072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Sep 29, 2026 |
| Property Address | 22232 CAVE HILL RD, SMITHSBURG, MD 21783-1529 |
| Document Number | 8025000072 |
| Book / Page | 8025 / 72 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 19709 SCOTT HILL DR, HAGERSTOWN, MD 21742-4272 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 28, 2018 |
| Property Address | 22232 CAVE HILL RD, SMITHSBURG, MD 21783-1529 |
| Document Number | 0058200320 |
| Book / Page | 005820 / 000320 |
| Instrument Date | Jul 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 22232 CAVE HILL RD SMITHSBURG MD 217831529, SMITHSBURG, MD 21783-1529 |
The 2026 property tax bill for 22232 Cave Hill Rd was $3,503 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,503.00 (+5.64%) Homeowner's exemption | $428,300 (+5.6%) | $451,000 (-) Land $73,200 Building $377,800 |
| 2025 | $3,316.00 (+5.64%) Homeowner's exemption | $405,600 | $451,000 Land $73,200 Building $377,800 |
| 2024 | $3,139.00 (+5.12%) | ||
| 2023 | $2,986.00 Homeowner's exemption | $341,200 | $382,900 Land $73,200 Building $309,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22232 Cave Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22232 Cave Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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