2223 W 13th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2223 W 13th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,074 sqft · built 1922
Lot Size	0.183 acres (7,998 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2110-02590`

Property Details

APN / Parcel Number

Primary APN	`010-2110-02590`
Alternative APNs	`1111703` `1153881`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,074 sqft Gross Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	7,998 sqft (0.183 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	140 sqft
Deck Area	60 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1153881
Street Address	2223 W 13TH ST
City	DULUTH
State	MN
Zip	55806-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 4 SERIAL #
Legal Subdivision	HARRISONS BROOKDALE DIV OF DUL
Legal Block	34
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2223 W 13TH ST, DULUTH, MN 55806-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 6, 2019	Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20231071808
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2023
Property Address	2223 W 13TH ST, DULUTH, MN 55806-1269
Document Number	0001071808
Instrument Date	Aug 25, 2023
Instrument	1071808
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2223 W 13TH ST, DULUTH, MN 55806-1269

Mortgage

Document Number	0001071809
Date	Aug 29, 2023
Instrument	1071809

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2021
Property Address	2223 W 13TH ST, DULUTH, MN 55806-1269
Document Number	0001042790
Instrument Date	Jun 18, 2021
Instrument	1042790
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2223 W 13TH ST, DULUTH, MN 55806-1269

Mortgage

Document Number	0001042791
Date	Jun 25, 2021
Instrument	1042791

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2019
Property Address	2223 W 13TH ST, DULUTH, MN 55806-1269
Document Number	00T1011192
Instrument Date	May 31, 2019
Instrument	T1011192
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2223 W 13TH ST DULUTH MN 558061269, DULUTH, MN 55806-1269

Mortgage

Document Number	T1011193
Date	Jun 6, 2019
Instrument	T1011193

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (+10.86%) Homeowner's exemption
2025	$2,798.00 (+3.32%) Homeowner's exemption	$256,800 (+13.43%) Land $58,900 Building $197,900	$256,800 (+13.43%) Land $58,900 Building $197,900
2024	$2,708.00 (+2.73%)	$226,400 (+17.49%) Land $57,000 Building $169,400	$226,400 (+17.49%) Land $57,000 Building $169,400
2023	$2,636.00 Homeowner's exemption
2022		$192,700 (+42.11%) Land $51,700 Building $141,000	$192,700 (+42.11%) Land $51,700 Building $141,000
2021		$135,600 Land $24,400 Building $111,200	$135,600 Land $24,400 Building $111,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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