2223 Stepstone Rd, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 2223 Stepstone Rd, Mount Sterling, KY 40353

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1994
Lot Size	7.15 acres (311,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,745 (Mar 2006)
Tax Bill	$1,337 (2025)
Flood Zone	Zone X (minimal risk)
APN	`031-00-00-010.00`

Property Details

APN / Parcel Number

Primary APN	`031-00-00-010.00`
Alternative APN	`3156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	311,890 sqft (7.15 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	500 sqft
Deck Area	500 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	3156
Street Address	2223 STEPSTONE RD
City	MOUNT STERLING
State	KY
Zip	40353-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPSTONE RD 7.140 AC & HOUSE
Jurisdiction	MONTGOMERY KY
Township / Civil Division	MOUNT STERLING
Census Block Group	2
Census Block	2009
Census Tract	920202

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2223 STEPSTONE RD, MOUNT STERLING, KY 40353-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2006 · Amount on Record
Deed Sale	Mar 30, 2006 · Amount on Record
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (-1.11%)	$172,000 (-)	$172,000 (-)
2023	$1,352.00	$172,000	$172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH COUNTY WATER DISTRICT serves 10,083 people · EPA ID KY0060022
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000