2223 Seneca St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2223 Seneca St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,238 sqft · built 1922
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$69,700 (Jun 2021)
Tax Bill	$431 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2024 Mortgage + 2 more
APN	`06-5.0-16-001-004-151.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-004-151.000`

Interior

Building Area	1,238 sqft Base Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	2223 SENECA ST
City	SAINT JOSEPH
State	MO
Zip	64507-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROST'S LOT:13 BLK:LGL DESC:W 40'
Legal Subdivision	ROSTS
Legal Lot Number	13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5023
Census Tract	1500

Owner

Source: Buchanan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
May 30, 2024	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 11, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 21, 2020
Deed Document Number	20216088
Deed Book / Page	3763 / 419
Prior Transfer Date	Jan 9, 2014
Prior Transfer Doc	03445/0708
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Oct 1, 2026
Property Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510
Document Number	0000008363
Book / Page	3823 / 96
Instrument Date	Sep 1, 2026
Instrument	20268363
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510

Mortgage

Document Number	0000008363,
Date	Oct 1, 2026
Book Page	3823/96
Instrument	20268363

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 30, 2024
Property Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510
Document Number	003797/708
Book / Page	3797 / 708
Instrument Date	May 29, 2024
Instrument	2024004110
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510

Mortgage

Document Number	2024004111
Date	May 30, 2024
Instrument	2024004111

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510

Mortgage

Document Number	003787/112
Date	May 22, 2023
Book Page	3787/112
Instrument	2023003627

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Feb 1, 2063

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 11, 2021
Property Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510
Document Number	3763/419
Book / Page	3763 / 419
Instrument Date	Jun 11, 2021
Instrument	2021006088
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3010 MORNINGSIDE DR, 3010, SAINT JOSEPH, MO 64503-1351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 SENECA ST, SAINT JOSEPH, MO 64507-1510

Mortgage

Document Number	2021006089
Date	Jun 11, 2021
Instrument	2021006089

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00	$5,990 (+5.64%) Land $1,380 Building $4,610	$31,530 (+5.66%) Land $7,280 Building $24,250
2024	$431.00 (+15.24%)
2023	$374.00 (-0.8%)	$5,670 (-) Land $1,380 Building $4,290	$29,840 (-) Land $7,280 Building $22,560
2022	$377.00	$5,670 Land $1,380 Building $4,290
2021			$29,840 Land $7,280 Building $22,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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