Pinellas County property record for 2223 Richter St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,328 sqft · built 1984 |
| Lot Size | 0.251 acres (10,960 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage Feb 2020 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-3315-8 |
| Primary APN | C62-000-760-3315-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,328 sqft Heated Area |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,960 sqft (0.251 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 382 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R201073 |
|---|---|
| Old Parcel Number | 162819451980000040 |
| Street Address | 2223 RICHTER ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KARL'S SPRINGFIELD PARK LOT 4 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 19 |
| Legal Subdivision | KARL'S SPRINGFIELD PARK |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 26904 |
Source: Pinellas County records · APN C62-000-760-3315-8
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Feb 06, 2020 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Jan 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Document Number | 0223281499 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 22328/1499 |
| Instrument | 2023022336 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Feb 04, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.92% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0208732236 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 20873/2236 |
| Instrument | 2020041069 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2021 |
| Change Frequency | Monthly |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0194861225 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 19486/1225 |
| Instrument | 2017017704 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2223 RICHTER ST, DUNEDIN, FL 34698-9432 |
| Document Number | 0208732252 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2223 RICHTER ST DUNEDIN FL 346989432, DUNEDIN, FL 34698-9432 |
| Document Number | 0208732252 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 020873/002252 |
| Instrument | 41070 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Feb 05, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160.00 (+6.91%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $110,149 (+5.99%) | $402,150 (+26.36%) Land $218,541 Building $183,609 |
| 2023 | $1,085.00 (-2.78%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $103,927 (+3%) | $318,256 (+18.97%) Land $177,231 Building $141,025 |
| 2022 | $1,116.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $100,900 | $267,517 Land $158,871 Building $108,646 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 589 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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