Contra Costa County property record for 2223 Reef Ct, Discovery Bay, CA 94505
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,479 sqft · built 1989 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $400,000 (Oct 1995) |
| Tax Bill | $9,218 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 008-160-014 |
| Primary APN | 008-160-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,479 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| 2nd Floor Area | 1,755 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Material | Tile |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 956 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2223 REEF CT |
|---|---|
| City | DISCOVERY BAY |
| State | CA |
| Zip | 94505-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T6561 L112 |
| Legal Subdivision | DISCOVERY BAY SUB 6561 |
| Legal Tract | 6561 |
| Legal Lot Number | 112 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 304004 |
2223 Reef Ct is held in a trust since October 1995.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2223 REEF CT, DISCOVERY BAY, CA 94505-9247 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESID'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1995 · Amount on File |
| Deed Sale | Oct 2, 1995 · Amount on File |
| Prior Sale | Sep 13, 1994 · Amount on File |
| Deed Document Number | 1995165751 |
| Prior Transfer Date | Sep 6, 1994 |
| Prior Transfer Doc | 0000225237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2223 REEF CT, DISCOVERY BAY, CA 94505-9247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2223 REEF CT, BYRON, CA 94505-9247 |
| Document Number | 0000050641 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-050641 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2223 REEF CT, DISCOVERY BAY, CA 94505-9247 |
| Document Number | 0000160514 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2223 REEF CT DISCOVERY BAY CA 945059247, DISCOVERY BAY, CA 94505-9247 |
| Document Number | 0000160514 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 160514 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 31, 2032 |
The 2025 property tax bill for 2223 Reef Ct was $9,218.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Elementary School District | Byron Union Elementary School District (KG - 08) |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $692,725 (+2%) Land $243,572 Building $449,153 | |
| 2025 | $9,218.00 | $679,144 Land $238,797 Building $440,347 |
| 2023 | $8,641.00 (+1.56%) | $652,774 Land $229,525 Building $423,249 |
| 2022 | $8,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2223 Reef Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2223 Reef Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Matrix Broadband.
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