2223 Monroe Ave, Reading, PA 19609 Property Records

Berks County property record for 2223 Monroe Ave, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1957
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2018)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4396-13-04-3901`

Property Details

APN / Parcel Number

Primary APN	`4396-13-04-3901`
Alternative APNs	`80-4396-13-04-3901` `80109600` `109600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80109600
Street Address	2223 MONROE AVE
City	READING
State	PA
Zip	19609-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WEST WYOMISSING
Legal Block	04
Legal Lot Number	221-2
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1009
Census Tract	10905

Owner

2223 Monroe Ave is owned and occupied by two individuals who bought it in December 2018.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2223 MONROE AVE, READING, PA 19609-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 20, 2018	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Jun 26, 2013 · Amount on File
Deed Document Number	201843774
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2223 MONROE AVE, READING, PA 19609-2234
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054382
Date	Nov 1, 2021
Instrument	2021054382

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 20, 2018
Property Address	2223 MONROE AVE, READING, PA 19609-2234
Document Number	0000043774
Map Reference	VOL 2 PG 44
Instrument Date	Oct 26, 2018
Instrument	2018043774
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	INTERSTATE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043775
Date	Dec 20, 2018
Instrument	2018043775

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2048

Mortgage

Document Number	0000043776
Date	Dec 20, 2018
Instrument	2018043776

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 2223 Monroe Ave was $1,322.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00	$59,600 Land $23,800 Building $35,800	$23,800 Land $23,800
2024	$1,167.00	$59,600 Land $23,800 Building $35,800
1994			$59,600 Land $23,800 Building $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2223 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2223 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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