2223 Cloud Cover Ln, Raleigh, NC 27614 Property Records

Wake County property record for 2223 Cloud Cover Ln, Raleigh, NC 27614

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,196 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (Jul 2023)
Tax Bill	$3,986 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1729.04-82-0089 0312675`

Property Details

APN / Parcel Number

Primary APN	`1729.04-82-0089 0312675`
Alternative APN	`0312675`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,196 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0312675
Street Address	2223 CLOUD COVER LN
City	RALEIGH
State	NC
Zip	27614-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LO1224 BEDFORD @ FALLS RVR PH27 BM2003-00061
Legal Township	13
Legal Subdivision	BEDFORD FALLS RVR PH 27
Legal Phase	27
Legal Lot Number	1224
Jurisdiction	WAKE NC
Township / Civil Division	NEUSE
Census Block Group	1
Census Block	1013
Census Tract	54021

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jul 16, 2018	Warranty Deed, Transfer · Conventional with PMI ELIZABETH DEAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	0019394627
Deed Book / Page	19394 / 627
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603

Mortgage

Document Number	20041/1868
Date	Oct 16, 2025
Book Page	20041/1868

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 27, 2023
Property Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603
Document Number	019394/627
Book / Page	19394 / 627
Map Reference	MB 2003 PG 60-62
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8507 TOWNELEY PL, RALEIGH, NC 27615-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603

Mortgage

Document Number	0019394629
Date	Jul 27, 2023
Instrument	19394/629

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 16, 2018
Property Address	2223 CLOUD COVER LN, RALEIGH, NC 27614-6603
Document Number	171850053
Book / Page	017185 / 000053
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2223 CLOUD COVER LN RALEIGH NC 276146603, RALEIGH, NC 27614-6603

Mortgage

Document Number	171850055
Date	Jul 16, 2018
Book Page	017185/000055

Lender

Name	ELIZABETH DEAN
Address	3812 GLEN IRIS LN, RALEIGH, NC 27612-4278

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,986.00	$363,855 Land $67,000 Building $296,855	$363,855 Land $67,000 Building $296,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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