22221 Toro Hills Dr, Salinas, CA 93908 Property Records

Monterey County property record for 22221 Toro Hills Dr, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,493 sqft · built 1989
Lot Size	0.989 acres (43,063 sqft)
Owner	Company Name on Record
Last Sale	$1,150,000 (Oct 2020)
Tax Bill	$14,897 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2023 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`161-042-024-000`

Property Details

APN / Parcel Number

Primary APN	`161-042-024-000`
Alternative APN	`161-042-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,493 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	43,063 sqft (0.989 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	161-042-024
Street Address	22221 TORO HILLS DR
City	SALINAS
State	CA
Zip	93908-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TORO HILLS ESTATES TR 1034 LOT 24 1 AC EXC SCENIC EASEMENT TO CO OF MTRY R1963-1247
Legal Subdivision	TORO HILLS ESTATES
Legal Tract	1034
Legal Lot Number	24
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3001
Census Tract	14110

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 21, 2022	Intrafamily Transfer, Transfer · Line of Credit SANTA CRUZ COUNTY BANK
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Oct 1, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202052756
Last Transfer Date	Nov 14, 2022
Transfer Doc	0000049232
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Apr 28, 2026
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Document Number	0000013907
Instrument Date	Apr 21, 2026
Instrument	202613907
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138

Mortgage

Document Number	0000013907,
Date	Apr 28, 2026
Instrument	202613907

Lender

Name	MECHANICS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11500 MERRITT ST, CASTROVILLE, CA 95012-3000

Mortgage

Document Number	0000023518
Date	Jul 31, 2023
Instrument	2023023518

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 21, 2022
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Document Number	0000049232
Map Reference	VOL 15 PG 87
Instrument Date	Nov 14, 2022
Instrument	2022049232
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138

Mortgage

Document Number	0000049233
Date	Nov 21, 2022
Instrument	2022049233

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012645
Date	Mar 13, 2020
Instrument	2020012645

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 1, 2020
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Document Number	0000052757
Instrument Date	Sep 29, 2020
Instrument	52757
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11500 MERRITT ST CASTROVILLE CA 950123000, CASTROVILLE, CA 95012-3000

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 1, 2020
Property Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138
Document Number	0000052756
Map Reference	VOL 15 PG 87
Instrument Date	Sep 28, 2020
Instrument	2020052756
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22221 TORO HILLS DR, SALINAS, CA 93908-1138

Mortgage

Document Number	0000052758
Date	Oct 1, 2020
Instrument	2020052758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,332,115 (+2%) Land $414,030 Building $918,085
2025	$14,897.00 (+4.11%)	$1,305,996 (+9.16%) Land $405,912 Building $900,084
2024	$14,309.00 (+8.68%)
2023	$13,166.00 (-0.57%)	$1,196,460 Land $390,150 Building $806,310
2022	$13,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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