2222 University Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2222 University Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,146 sqft · built 2023
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2022)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Apr 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0062-00-048.00`

Property Details

APN / Parcel Number

Primary APN	`0062-00-048.00`
Alternative APNs	`00620 00 048.00` `6156`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,790 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	175,982 sqft (4.04 acres)
Garage Area	484 sqft

Location & Zoning

Account Number	6156
Street Address	2222 UNIVERSITY DR
City	LANCASTER
State	SC
Zip	29720-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	PLAT OF SHILOH NORTH
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2021
Census Tract	11100

Owner

2222 University Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Construction Mortgage STERLING FINANCIAL SERVICES GROUP INC
Apr 11, 2023	Deed of Trust, Mortgage MADISON HOMEBUILDERS LLC
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 19, 2022	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
May 27, 2021	Deed, Transfer
May 27, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Jun 11, 2008 · Amount on File
Deed Document Number	202213653
Deed Book / Page	1582 / 14
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000011012
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835

Mortgage

Document Number	0000003796
Date	Mar 28, 2023
Book Page	4930/113
Instrument	2023003796

Lender

Name	STERLING FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	KINSTON, NC 28504

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004490
Date	Apr 11, 2023
Book Page	4938/318
Instrument	2023004490

Lender

Name	MADISON HOMEBUILDERS LLC
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012402
Date	Sep 29, 2023
Book Page	5030/307
Instrument	2023012402

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835

Mortgage

Document Number	0000013560
Date	Oct 8, 2025
Book Page	5438/234
Instrument	2025013560

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2053

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835

Mortgage

Document Number	0000014695
Date	Oct 30, 2025
Book Page	5453/267
Instrument	2025014695

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 19, 2022
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Document Number	0000013653
Book / Page	1582 / 14
Map Reference	MB 2022 PG 387
Instrument Date	Aug 19, 2022
Instrument	2022013653
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 154, FORT MILL, SC 29716-0154

Mortgage

Document Number	0000013654
Date	Aug 19, 2022
Instrument	2022013654

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Sep 5, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	Other
Max Rate	13%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 27, 2021
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Document Number	0000011053
Book / Page	1439 / 117
Instrument Date	May 25, 2021
Instrument	2021011053
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 MERRITT LN, LANCASTER, SC 29720-6521

May 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER SC
Recording Date	May 27, 2021
Property Address	2222 UNIVERSITY DR, LANCASTER, SC 29720-8835
Document Number	0000011012
Book / Page	1439 / 61
Map Reference	PL 10212
Instrument Date	May 25, 2021
Instrument	2021011012
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2797 MERRITT LN, LANCASTER, SC 29720-6521

Tax Assessment & Valuation

The 2025 property tax bill for 2222 University Dr was $2,050, down 66.2% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 (-66.24%)	$14,044 Land $3,422 Building $10,622	$410,400 Land $100,000 Building $310,400
2024	$6,073.00 (+205.79%)
2023	$1,986.00 (+148.87%)	$6,000 (+148.14%) Land $6,000	$100,000 (+148.14%) Land $100,000
2022	$798.00	$2,418 Land $2,418	$40,300 Land $40,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2222 University Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2222 University Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

May also be available: Spectrum.

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