2222 Spruce St, Pueblo, CO 81004 Property Records

Pueblo County property record for 2222 Spruce St, Pueblo, CO 81004

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,456 sqft · built 1925
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$224,500 (Oct 2021)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Oct 2021 Sale & Second Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1513204006`

Property Details

APN / Parcel Number

Primary APN	`1513204006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2222 SPRUCE ST
City	PUEBLO
State	CO
Zip	81004-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2:RES/1 F
Legal Description	LOT 10 + N 20 FT OF 11 BLK 4 MINNEQUA HEIGHTS
Legal Subdivision	SOUTH LAKE AVE AREA
Legal Block	4
Legal Lot Number	10
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO
Census Block Group	2
Census Block	2010
Census Tract	2200

Owner

Source: Pueblo County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2222 SPRUCE ST, PUEBLO, CO 81004-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ENT CU
Jul 24, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	20212248458
Prior Transfer Date	Apr 7, 2017
Prior Transfer Doc	0002068762
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Oct 18, 2021
Property Address	2222 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002248458
Instrument Date	Oct 15, 2021
Instrument	2248458
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 SPRUCE ST, PUEBLO, CO 81004-3946

Mortgage

Document Number	0002248460
Date	Oct 18, 2021
Instrument	2248460

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0002248459
Date	Oct 18, 2021
Instrument	2248459

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Feb 28, 2018
Property Address	2222 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002098093
Instrument Date	Feb 27, 2018
Instrument	2098093
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 S ACACIA DR, PUEBLO, CO 81007-1815

Mortgage

Document Number	0002098094
Date	Feb 28, 2018
Instrument	2098094

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Jul 24, 2017
Property Address	2222 SPRUCE ST, PUEBLO, CO 81004-3946
Document Number	0002076765
Instrument Date	Jul 21, 2017
Instrument	2076765
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 SPRUCE ST PUEBLO CO 810043946, PUEBLO, CO 81004-3946

Mortgage

Document Number	2076766
Date	Jul 24, 2017
Instrument	2076766

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Municipality	Pueblo City
Unified School District	Pueblo City School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+36%)	$14,680 (+34.06%)	$454,690 (+108.22%) Land $15,000 Building $439,690
2024	$1,075.00 (-1.19%)	$10,950 (-25.2%) Land $752 Building $10,198
2023	$1,088.00 (-8.03%)	$14,640 (+22.82%) Land $1,010 Building $13,630	$218,368 (+27.27%) Land $15,000 Building $203,368
2022	$1,183.00	$11,920 Land $480 Building $11,440	$171,579 Land $6,931 Building $164,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO BOARD OF WW serves 114,070 people · EPA ID CO0151500
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Southeast Colorado Power Association Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JAB Wireless, Windfield Enterprises.

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