2222 E 1275 S, Kokomo, IN 46901 Property Records

Miami County property record for 2222 E 1275 S, Kokomo, IN 46901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,462 sqft · built 1995
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jun 2022)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-27216-01`

Property Details

APN / Parcel Number

Primary APN	`004-27216-01`
Alternative APNs	`52-14-25-300-002.000-004` `00547273382`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,462 sqft Living Area
1st Floor Area	3,462 sqft
Basement Area	3,114 sqft
Finished Basement	980 sqft
Unfinished Basement	2,134 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	110,642 sqft (2.54 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,805 sqft
Parking Spaces	7 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00547273382
Street Address	2222 E 1275 S
City	KOKOMO
State	IN
Zip	46901-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	004-27216-01 PT E1/2 SW1/4 25-25-4 2.54 ACRES DA 677 07 272 01601
Jurisdiction	MIAMI IN
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4023
Census Tract	952700

Owner

2222 E 1275 S is owned and occupied by two individuals who bought it in June 2022.

Source: Miami County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
May 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Mar 13, 2013 · Amount on File
Deed Document Number	2022522853
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	0000525105
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Recording Date	Jul 6, 2026
Property Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Document Number	0000522452
Instrument Date	Jun 12, 2026
Instrument	2026522452
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000522452,
Date	Jul 6, 2026
Instrument	2026522452

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 E 1275 S, KOKOMO, IN 46901-7616

Mortgage

Document Number	20230521845
Date	May 25, 2023
Instrument	20230521845

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	328 Months
Due	Aug 31, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200523642
Date	Sep 14, 2020
Instrument	20200523642

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200523640
Date	Sep 14, 2020
Instrument	20200523640

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 17, 2022
Property Address	2222 E 1275 S, KOKOMO, IN 46901-7616
Document Number	20220522853
Instrument Date	Jun 15, 2022
Instrument	20220522853
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Mortgage

Document Number	20220522854
Date	Jun 17, 2022
Instrument	20220522854

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2222 E 1275 S was $5,184 with a homeowner's exemption, up 24.9% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Clay Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,184.00 (+24.92%) Homeowner's exemption	$645,100 Land $25,300 Building $619,800	$645,100 Land $25,300 Building $619,800
2024	$4,150.00 (+2.85%)
2023	$4,035.00 (+48.62%)	$525,700 Land $25,300 Building $500,400	$525,700 Land $25,300 Building $500,400
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2222 E 1275 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2222 E 1275 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Good Connections Fixed Wireless	100 / 100
Skyewaves Fixed Wireless	100 / 100
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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