Ramsey County property record for 2222 4th St, Saint Paul, MN 55110
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 16,878 sqft · built 1907 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,950,000 (Apr 2026) |
| Tax Bill | $43,802 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-41-0053 |
| Primary APN | 14-30-22-41-0053 |
|---|---|
| Alternative APNs |
|
| Building Area | 16,878 sqft Total Area |
|---|---|
| Basement Area | 8,013 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 12,375 sqft (0.284 acres) |
| View / Lot | Perimeter Lot |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 433609 |
|---|---|
| Street Address | 2222 4TH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3044 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | WHITE BEAR LOT 2 BLK 54 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | WHITE BEAR |
| Legal Block | 54 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 40200 |
Source: Ramsey County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2222 4TH ST, SAINT PAUL, MN 55110-3044 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage DRAKE BANK |
| Jan 12, 2018 | Deed of Trust, Mortgage US BK |
| Jan 12, 2018 | Deed of Trust, Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Sep 27, 1999 · Amount on Record |
| Deed Document Number | 20265103648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 24, 2026 |
| Property Address | 2222 4TH ST, SAINT PAUL, MN 55110-3044 |
| Document Number | 0A05103648 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.5103648 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2222 4TH ST, SAINT PAUL, MN 55110-3044 |
| Document Number | 0005103648, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026.5103648 |
| Name | DRAKE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 5, 2031 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Date | Apr 28, 2026 |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 5 Months |
| Due | Apr 23, 2031 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2224 4TH ST, WHITE BEAR LAKE, MN 55110-3011 |
| Document Number | 0004695771 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2224 4TH ST WHITE BEAR LAKE MN 551103011, WHITE BEAR LAKE, MN 55110-3011 |
| Document Number | 0004695771 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 4695771 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54901 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2224 4TH ST, WHITE BEAR LAKE, MN 55110-3011 |
| Document Number | 0004695770 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2224 4TH ST WHITE BEAR LAKE MN 551103011, WHITE BEAR LAKE, MN 55110-3011 |
| Document Number | 0004695770 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 4695770 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WA 54903-3487 |
| Amount | Amount Recorded |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,523,500 (+4.1%) Land $309,400 Building $1,214,100 | $1,523,500 (+4.1%) Land $309,400 Building $1,214,100 | |
| 2025 | $43,802.00 (+3.16%) | $1,463,500 (+4.93%) Land $309,400 Building $1,154,100 | $1,463,500 (+4.93%) Land $309,400 Building $1,154,100 |
| 2024 | $42,460.00 (+18.73%) | ||
| 2023 | $35,762.00 | $1,394,800 Land $309,400 Building $1,085,400 | $1,394,800 Land $309,400 Building $1,085,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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