22216 Hwy T, Stover, MO 65078 Property Records

Morgan County property record for 22216 Hwy T, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,164 sqft · built 1975
Lot Size	39.6 acres (1,724,976 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-7.0-36-000-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`10-7.0-36-000-000-003.000`

Interior

Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Type	Hip
Roof Material	Asbestos
Lot Area	1,724,976 sqft
Lot Dimensions	315 ft deep x 210 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	1,152 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22216 HIGHWAY T
City	STOVER
State	MO
Zip	65078-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW (EX 210 X 315 SE COR)
Legal Range	19
Legal Township	42
Legal Section	36
Legal Block	2
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	2
Census Block	2019
Census Tract	470200

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22216 HIGHWAY T, STOVER, MO 65078-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Recording Date	Jun 1, 2026
Property Address	22216 HIGHWAY T, STOVER, MO 65078-1427
Document Number	0000002671
Instrument Date	Jun 1, 2026
Instrument	20262671
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22216 HIGHWAY T, STOVER, MO 65078-1427

Mortgage

Document Number	0000002671,
Date	Jun 1, 2026
Instrument	20262671

Lender

Name	CITIZENS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Recording Date	Jun 1, 2026
Property Address	22216 HIGHWAY T, STOVER, MO 65078-1427
Document Number	0000002670
Instrument Date	May 27, 2026
Instrument	20262670
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22216 HIGHWAY T, STOVER, MO 65078-1427

Mortgage

Document Number	0000002670,
Date	Jun 1, 2026
Instrument	20262670

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,740 (-) Land $3,532 Building $21,208	$148,200 (-) Land $22,200 Building $126,000
2025	$1,039.00 (+6.56%)	$24,740 (+10.35%)
2024			$148,200 (+10.1%) Land $22,200 Building $126,000
2023	$975.00 (-0.31%)	$22,420
2022	$978.00 (+32.88%)		$134,600 Land $20,800 Building $113,800
2011	$736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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