2221 Tramore, Troy, IL 62294 Property Records

Madison County property record for 2221 Tramore, Troy, IL 62294

Property Summary

Property Type	Duplex
Details	1 bd · 4 ba · 2,796 sqft · built 2013
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on Record
Tax Bill	$11,444 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Loan Modification + 1 more
APN	`09-2-22-06-02-201-015`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-06-02-201-015`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,796 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2221 TRAMORE
City	TROY
State	IL
Zip	62294-9001
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WATERFORD PLACE LOT 15 100 X 140
Legal Subdivision	WATERFORD PLACE
Legal Lot Number	15
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1005
Census Tract	403533

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7700 STONEBRIDGE GOLF DR, MARYVILLE, IL 62062-6450
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Seller Carry-Back OSBORN REVOCABLE TRUST
Dec 6, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK
Dec 6, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2221 TRAMORE, TROY, IL 62294-9001
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015175
Date	May 3, 2022
Instrument	2022R15175

Lender

Name	OSBORN REVOCABLE TRUST
Type	Seller
Address	7700 STONEBRIDGE GOLF DR, MARYVILLE, IL 62062

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	2221 TRAMORE, TROY, IL 62294-9001
Document Number	0000002364
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 REGENCY CTR COLLINSVILLE IL 622344637, COLLINSVILLE, IL 62234-4637

Mortgage

Document Number	0000002364
Date	Jan 21, 2020
Instrument	2364

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	2221 TRAMORE, TROY, IL 62294-9001
Document Number	0000002365
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 REGENCY CTR COLLINSVILLE IL 622344637, COLLINSVILLE, IL 62234-4637

Mortgage

Document Number	0000002365
Date	Jan 21, 2020
Instrument	2365

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,444.00 (+6.21%)	$165,410 (+28.28%) Land $23,080 Building $142,330	$496,230 (+28.16%) Land $69,240 Building $426,990
2024	$10,775.00 (+11.86%)
2022	$9,633.00	$128,940 Land $17,990 Building $110,950	$387,207 Land $54,024 Building $333,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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