2221 Spencer Pl, Ottawa, IL 61350 Property Records

LaSalle County property record for 2221 Spencer Pl, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,332 sqft · built 1949
Lot Size0.344 acres (14,984 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (May 2015)
Tax Bill$3,406 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-02-103-002

Property Details

APN / Parcel Number

Primary APN21-02-103-002
Alternative APN
  • 18-02-128-010

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,332 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area14,984 sqft (0.344 acres)

Location & Zoning

Street Address2221 SPENCER PL
CityOTTAWA
StateIL
Zip61350-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERRY'S SUB, E147' LTS 37 & 38 SEC 2-33-3
Legal Range03
Legal Township33
Legal Section02
Legal SubdivisionASSESSORS SUB OF NW 1/4 SEC 2-33-3 RESUB
Legal Lot Number37-38
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group3
Census Block3087
Census Tract962600

Owner

2221 Spencer Pl is owned and occupied by an individual who bought it in May 2015.

Source: LaSalle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2221 SPENCER PL, OTTAWA, IL 61350-1136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2015 · Amount on File
Deed SaleMay 19, 2015 · Amount on File
Prior SaleJan 5, 2015 · Amount on File
Deed Document Number20159455
Prior Transfer DateJul 10, 2014
Prior Transfer Doc201413274
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address2221 SPENCER PL, OTTAWA, IL 61350-1136
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyWHEATLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107476
DateMay 17, 2021
Instrument2021-07476
Lender
NameFIRST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2221 Spencer Pl was $3,406, up 8.9% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,406.00 (+8.85%)$47,591 Land $8,149 Building $39,442$142,773 Land $24,447 Building $118,326
2024$3,129.00
2023$38,596 (+10.18%) Land $6,609 Building $31,987$115,788 (+10.18%) Land $19,827 Building $95,961
2022$35,030 Land $9,840 Building $25,190$105,090 Land $29,520 Building $75,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2221 Spencer Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2221 Spencer Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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