2221 Parson St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2221 Parson St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,688 sqft · built 2017
Lot Size	0.217 acres (9,458 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2017)
Tax Bill	$6,910 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-115-38`

Property Details

APN / Parcel Number

Primary APN	`083-115-38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,688 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,458 sqft (0.217 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	083-115-38
Street Address	2221 PARSON ST
City	CHARLOTTE
State	NC
Zip	28205-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA M60-644
Legal Subdivision	2213 & 2219 PARSON STREET
Legal Lot Number	A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

2221 Parson St is owned and occupied by an individual who bought it in June 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2024	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Jun 7, 2017	Warranty Deed, Transfer · ARM ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	0031862331
Deed Book / Page	31862 / 331
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953

Mortgage

Document Number	0000089134
Date	Sep 3, 2025
Book Page	39833/971
Instrument	2025089134

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 14, 2024
Property Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953
Document Number	0000055205
Book / Page	38882 / 867
Map Reference	MB 59 PG 281
Instrument Date	Jun 14, 2024
Instrument	2024055205
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 CHARLES AVE, CHARLOTTE, NC 28205-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953

Mortgage

Document Number	0000055206
Date	Jun 14, 2024
Instrument	2024055206

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2017
Property Address	2221 PARSON ST, CHARLOTTE, NC 28205-1953
Document Number	0000075307
Book / Page	31862 / 331
Map Reference	MB60 PG644
Instrument Date	May 8, 2017
Instrument	2017075307
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000075308
Date	Jun 7, 2017
Instrument	2017075308

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2221 Parson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 Parson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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