2221 Olde Valley Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 2221 Olde Valley Dr, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,134 sqft · built 2006
Lot Size0.411 acres (17,922 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Sep 2021)
Tax Bill$1,217 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN172808

Property Details

APN / Parcel Number

Primary APN172808
Alternative APN
  • 03108 2 9

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,134 sqft Heated Area
Gross Area2,376 sqft
1st Floor Area1,134 sqft
Basement Area1,134 sqft
Finished Basement407 sqft
Unfinished Basement727 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,922 sqft (0.411 acres)
Lot Dimensions174 ft deep x 103 ft wide
Deck Area28 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number172808
Street Address2221 OLDE VALLEY DR
CityHUDSON
StateNC
Zip28638-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2035 PG 295 YR 21 ST 430.00
Legal SubdivisionOLDE FARM EXPANDED SUBDIVISION
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group3
Census Block3016
Census Tract30600

Owner

2221 Olde Valley Dr is owned and occupied by an individual who bought it in September 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Warranty Deed, Transfer · USDA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 25, 2020Warranty Deed, Transfer
AMERIFIRST FIN'L CORP
Jan 31, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 22, 2018Deed of Trust, Mortgage · VA Mortgage
MAJESTIC HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on File
Deed SaleSep 27, 2021 · Amount on File
Prior SaleMar 25, 2020 · Amount on File
Deed Document Number202110063172
Deed Book / Page2035 / 295
Prior Transfer DateMar 25, 2013
Prior Transfer Doc1817001584
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 27, 2021
Property Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609
Document Number0020350295
Book / Page2035 / 295
Map ReferenceMB 21 PG 325
Instrument DateSep 26, 2021
Instrument10063172
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609

Mortgage

Document Number0010063173
DateSep 27, 2021
Instrument10063173
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateMar 25, 2020
Property Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609
Document Number0010042606
Book / Page001984 / 001440
Instrument DateMar 25, 2020
Instrument10042606
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 OLDE VALLEY DR HUDSON NC 286388609, HUDSON, NC 28638-8609

Mortgage

Document Number10042607
DateMar 25, 2020
Book Page001984/001442
Instrument10042607
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
AmountAmount on Record
Term360 Months
DueMar 24, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALDWELL NC
Recording DateJan 31, 2020
Property Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609
Document Number0010040876
Book / Page001980 / 002001
Instrument DateJan 31, 2020
Instrument10040876
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 OLDE VALLEY DR HUDSON NC 286388609, HUDSON, NC 28638-8609

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address2221 OLDE VALLEY DR, HUDSON, NC 28638-8609
Document Number0010020740
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 OLDE VALLEY DR HUDSON NC 286388609, HUDSON, NC 28638-8609

Mortgage

Document Number0010020740
DateMar 27, 2018
Book Page001938/000336
Instrument10020740
Lender
NameMAJESTIC HM LNS
TypeFunding / Finance Company
AddressONTARIO, CA 91761
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 26, 2048
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 2221 Olde Valley Dr was $1,217, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,217.00 (-25.66%)$257,000 (-) Land $13,300 Building $243,700
2025$1,637.00$257,000 Land $13,300 Building $243,700$257,000 Land $13,300 Building $243,700
2023$136,300 (-) Land $13,300 Building $123,000$136,300 (-) Land $13,300 Building $123,000
2022$1,647.00$136,300 Land $13,300 Building $123,000$136,300 Land $13,300 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2221 Olde Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 Olde Valley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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