2221 Manatee Dr, Sebring, FL 33870 Property Records

Highlands County property record for 2221 Manatee Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,796 sqft · built 1993
Lot Size	0.489 acres (21,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Nov 2025)
Tax Bill	$5,485 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C124802000A00270`

Property Details

APN / Parcel Number

Primary APN	`C124802000A00270`
Alternative APN	`C-12-34-28-020-00A0-0270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,796 sqft Living Area
1st Floor Area	2,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,295 sqft (0.489 acres)
Lot Dimensions	123 ft deep x 128 ft wide
View / Lot	Water
Garage Type	Carport
Garage Area	1,150 sqft
Carport	Carport
Carport Area	1,150 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Slab
Porch Area	2,840 sqft
Deck Area	480 sqft
Patio Area	628 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2221 MANATEE DR
City	SEBRING
State	FL
Zip	33870-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SEBRING ACRES PB 5-PG 36 LOT 27 BLK A + LAKE SEBRING TRACTS PB 2 PG 146 A TR IN SE COR OF TR E ADJ TO LOT 27 LAKE SEBRING ACRES PB 5-PG 26
Legal Range	28E
Legal Township	34S
Legal Section	12
Legal Subdivision	LAKE SEBRING ACRES
Legal Tract	E
Legal Block	A
Legal Lot Number	27
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3016
Census Tract	960700

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK
Dec 26, 2019	Grant Deed, Transfer ATTORNEY ONLY
Nov 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	20252288772
Deed Book / Page	3158 / 828
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0001920129
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 21, 2025
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Document Number	0002288772
Book / Page	3158 / 828
Map Reference	MB 5 PG 36
Instrument Date	Nov 21, 2025
Instrument	2288772
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 MANATEE DR, SEBRING, FL 33870-8207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 MANATEE DR, SEBRING, FL 33870-8207

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 25, 2021
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Document Number	0002041185
Book / Page	2833 / 297
Map Reference	MB 5 PG 36
Instrument Date	Jun 23, 2021
Instrument	2041185
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9283, SEBRING, FL 33872-0139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 MANATEE DR, SEBRING, FL 33870-8207

Mortgage

Document Number	0002833300
Date	Jun 25, 2021
Instrument	2833/300

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001928981
Date	Feb 15, 2019
Book Page	2678/0001
Instrument	1928981

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 26, 2019
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Document Number	0001968761
Book / Page	002729 / 001761
Instrument Date	Dec 20, 2019
Instrument	1968761
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5721 SURREY CIR E DAVIE FL 333312563, DAVIE, FL 33331-2563

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 20, 2018
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Document Number	0001919022
Book / Page	002665 / 001091
Instrument Date	Nov 20, 2018
Instrument	1919022
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 MANATEE DR SEBRING FL 338708207, SEBRING, FL 33870-8207

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 3, 2018
Property Address	2221 MANATEE DR, SEBRING, FL 33870-8207
Document Number	0001920129
Book / Page	002667 / 000208
Instrument Date	Nov 20, 2018
Instrument	1920129
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 MANATEE DR SEBRING FL 338708207, SEBRING, FL 33870-8207

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,485.00 (+2.68%)	$422,391 (+5.7%) Land $149,317 Building $273,074	$422,391 (+5.7%) Land $149,317 Building $273,074
2024	$5,342.00 (+1.77%)
2023	$5,249.00 (-7.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$399,624 (+6.7%) Land $133,319 Building $266,305	$399,624 (+6.7%) Land $133,319 Building $266,305
2022	$5,701.00	$374,514 Land $95,990 Building $278,524	$374,514 Land $95,990 Building $278,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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