2221 Lockard Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 2221 Lockard Ave, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 1,886 sqft · built 2007
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Dec 2007)
Tax Bill	$2,762 (2021)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2009 Mortgage + 1 more
APN	`0207001002432`

Property Details

APN / Parcel Number

Primary APN	`0207001002432`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,886 sqft Total Area
1st Floor Area	852 sqft
Upper Floors Area	866 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	100 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	100 sqft
Balcony Area	14 sqft
Shed	1 Shed
Shed Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2221 LOCKARD AVE
City	CHESAPEAKE
State	VA
Zip	23320-2318
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R6: RESIDE
Legal Description	24-A RESUB 16 18 20 22 & 24 BLK 124 N HGLDS SUB D
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	20809

Owner

Source: Chesapeake City records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2221 LOCKARD AVE, CHESAPEAKE, VA 23320-2318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jan 28, 2009	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2007 · Amount on Record
Deed Sale	Dec 11, 2007 · Amount on Record
Prior Sale	Mar 17, 2004 · Amount on Record
Deed Book / Page	7304 / 275
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 2, 2026
Property Address	2221 LOCKARD AVE, CHESAPEAKE, VA 23320-2318
Document Number	0000017189
Book / Page	10997 / 1463
Instrument Date	May 21, 2026
Instrument	202617189
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 LOCKARD AVE, CHESAPEAKE, VA 23320-2318

Mortgage

Document Number	0000017189,
Date	Jul 2, 2026
Book Page	10997/1463
Instrument	202617189

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2221 LOCKARD AVE, CHESAPEAKE, VA 23320-2318
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007695/528
Date	Jan 28, 2009
Book Page	7695/528

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2221 LOCKARD AVE, CHESAPEAKE, VA 23320-2318
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10762/1613
Date	Jun 28, 2024
Book Page	10762/1613
Instrument	240012990

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	203 Months
Due	May 29, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,100 (+13.85%) Land $100,000 Building $260,100	$360,100 (+13.85%) Land $100,000 Building $260,100
2023		$316,300 Land $85,000 Building $231,300	$316,300 Land $85,000 Building $231,300
2021	$2,762.00 (+15.61%)
2019	$2,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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