2221 Hillcrest Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2221 Hillcrest Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,132 sqft · built 1951
Lot Size	0.157 acres (6,856 sqft)
Owner	Individual Name on File
Last Sale	$256,500 (May 2022)
Tax Bill	$3,168 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0610-03090`

Property Details

APN / Parcel Number

Primary APN	`010-0610-03090`
Alternative APN	`1129845`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,132 sqft Gross Area
1st Floor Area	784 sqft
Basement Area	392 sqft
Finished Basement	392 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,856 sqft (0.157 acres)
Garage Area	480 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1129845
Street Address	2221 HILLCREST DR
City	DULUTH
State	MN
Zip	55811-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 AND 24 SERIAL #
Legal Subdivision	COFFIN WARNER JONES ADD TO DUL
Legal Block	15
Legal Lot Number	23-24
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	2300

Owner

2221 Hillcrest Dr is owned and occupied by an individual who bought it in May 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2221 HILLCREST DR, DULUTH, MN 55811-3135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Aug 6, 2008 · Amount on File
Deed Document Number	20221056250
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 4, 2022
Property Address	2221 HILLCREST DR, DULUTH, MN 55811-3135
Document Number	0001056250
Instrument Date	Apr 27, 2022
Instrument	1056250
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2221 HILLCREST DR, DULUTH, MN 55811-3135

Mortgage

Document Number	0001056251
Date	May 4, 2022
Instrument	1056251

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2221 HILLCREST DR, DULUTH, MN 55811-3135
Document Number	00T1019539
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 HILLCREST DR DULUTH MN 558113135, DULUTH, MN 55811-3135

Mortgage

Document Number	00T1019539
Date	Jan 13, 2020
Instrument	T1019539

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 12, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2221 Hillcrest Dr was $3,168, up 7.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,168.00 (+7.46%)
2025	$2,948.00 (+5.81%)	$252,100 (+17.8%) Land $23,600 Building $228,500	$252,100 (+17.8%) Land $23,600 Building $228,500
2024	$2,786.00	$214,000 Land $29,300 Building $184,700	$214,000 Land $29,300 Building $184,700
2022		$193,300 Land $33,400 Building $159,900	$193,300 Land $33,400 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2221 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 Hillcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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