2221 Grays Bend Rd, Centerville, TN 37033 Property Records

Hickman County property record for 2221 Grays Bend Rd, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,863 sqft · built 1999
Lot Size	39.3 acres (1,714,086 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Sep 2021)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-021.00`

Property Details

APN / Parcel Number

Primary APN	`085-021.00`
Alternative APNs	`085 02100 00001085` `0108508502100` `041085 02100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,863 sqft Living Area
Gross Area	3,631 sqft
1st Floor Area	2,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,714,086 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	10,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	1,015 sqft
Deck Area	468 sqft
Patio Area	468 sqft
Shed	1 Shed
Shed Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2221 GRAYS BEND RD
City	CENTERVILLE
State	TN
Zip	37033-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 COUNTY AREA: S03
Legal Subdivision	LEWIS CANTRELL HEIRS PROPERTY SURVEY
Legal Tract	8
Jurisdiction	HICKMAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	950302

Owner

2221 Grays Bend Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Hickman County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer
Sep 2, 2021	Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD
Dec 1, 2020	Loan Modification, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Nov 28, 2016 · Amount on File
Deed Document Number	20215227
Deed Book / Page	45 / 2033
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000003009
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HICKMAN TN
Recording Date	Apr 29, 2022
Property Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Document Number	0000003009
Book / Page	46 / 9306
Instrument Date	Apr 29, 2022
Instrument	22003009
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Sep 2, 2021
Property Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Document Number	5227
Book / Page	45 / 2033
Instrument Date	Aug 31, 2021
Instrument	21005227
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129

Mortgage

Document Number	5228
Date	Sep 2, 2021
Instrument	21005228

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HICKMAN TN
Property Address	2221 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Document Number	0000006005
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 GRAYS BEND RD CENTERVILLE TN 370335129, CENTERVILLE, TN 37033-5129

Mortgage

Document Number	0000006005
Date	Dec 9, 2020
Book Page	000043/002815
Instrument	6005

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,550 (+69.52%)	$929,400 (+75.99%) Land $198,500 Building $730,900
2025	$3,037.00 (-32.57%)	$114,175 (-)	$528,100 (-) Land $109,300 Building $418,800
2023	$4,504.00	$114,175 (-)	$528,100 (-) Land $109,300 Building $418,800
2022	$4,504.00	$114,175	$528,100 Land $109,300 Building $418,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2221 Grays Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 Grays Bend Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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