2221 E Main St, Niles, MI 49120 Property Records

Berrien County property record for 2221 E Main St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,218 sqft · built 1946
Lot Size0.291 acres (12,676 sqft)
OwnerIndividual Name on Record
Last Sale$174,000 (Aug 2023)
Tax Bill$2,396 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-2340-0062-00-2

Property Details

APN / Parcel Number

Primary APN14-2340-0062-00-2
Alternative APN
  • 11-14-2340-0062-00-2

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,218 sqft Living Area
1st Floor Area1,030 sqft
Basement Area750 sqft
Unfinished Basement750 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Lot Area12,676 sqft (0.291 acres)
Lot Dimensions181 ft deep x 70 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2221 E MAIN ST
CityNILES
StateMI
Zip49120-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionLOT 62 FIRST ADDITION TO FRANKLIN PARK
Legal SubdivisionFIRST ADDITION
Legal Lot Number62
Legal Unit62
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group2
Census Block2000
Census Tract21000

Owner

Source: Berrien County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2221 E MAIN ST, NILES, MI 49120-4323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleJul 12, 1999 · Amount on Record
Deed Document Number2023387140
Deed Book / Page3410 / 1222
Record UpdatedSep 20, 2026

August 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBERRIEN MI
Recording DateAug 18, 2023
Property Address2221 E MAIN ST, NILES, MI 49120-4323
Document Number03410/1222
Book / Page3410 / 1222
Map ReferenceLB 7 PG 17
Instrument DateAug 14, 2023
Instrument2023387140
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressN1958 ET RD, TRENARY, MI 49891-9623

Transferred To (Grantee/Buyer)

NameVerified Name
Address2221 E MAIN ST, NILES, MI 49120-4323

Mortgage

Document Number2023387141
DateAug 18, 2023
Instrument2023387141
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Mortgage

Document Number03410/1241
DateAug 18, 2023
Book Page3410/1241
Instrument2023387142
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,800 (+96.65%)$187,600 (+96.65%)
2025$2,396.00 (+133.76%)
2023$47,700 (+11.97%)$95,400 (+11.97%)
2022$1,025.00 (+7.67%) Homeowner's exemption$42,600$85,200
2021$952.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1981–2008)
Most Recent ClaimOct 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

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