2221 12th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 2221 12th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 2008
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (May 2011)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25708-0715-9`

Property Details

APN / Parcel Number

Primary APN	`25708-0715-9`
Alternative APN	`3417122570807159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,053 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2221 12TH AVE E
City	PALMETTO
State	FL
Zip	34221-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 7 BLK E PALMETTO ESTATES PI#25708.0715/9
Legal Range	17E
Legal Township	34S
Legal Section	12
Legal Subdivision	PALMETTO ESTATES
Legal Tract	02570800
Legal Block	E
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1009
Census Tract	1501

Owner

2221 12th Ave E is owned and occupied by an individual who bought it in May 2011.

Source: Manatee County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1516, PALMETTO, FL 34220-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Dec 30, 2016	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2011 · Amount on File
Deed Sale	May 4, 2011 · Amount on File
Deed Document Number	20112914562
Deed Book / Page	2378 / 2356
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 17, 2026
Property Address	2221 12TH AVE E, PALMETTO, FL 34221-4118
Document Number	0000107749
Instrument Date	Sep 3, 2026
Instrument	2026107749
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 12TH AVE E, PALMETTO, FL 34221-4118

Mortgage

Document Number	0000107749,
Date	Sep 17, 2026
Instrument	2026107749

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2046

Interest

Max Rate	-1%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	2221 12TH AVE E, PALMETTO, FL 34221-4118
Document Number	0026575598
Book / Page	002657 / 005598
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1516 PALMETTO FL 342201516, PALMETTO, FL 34220-1516

Mortgage

Document Number	0026575598
Date	Jan 25, 2017
Book Page	002657/005598
Instrument	41006911

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2221 12th Ave E was $2,586 with a homeowner's exemption, up 2.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,315 (+2.7%)	$167,146 (-0.9%) Land $35,700 Building $131,446
2025	$2,586.00 (+2.21%)	$92,809	$168,660 Land $35,700 Building $132,960
2024	$2,530.00 (+0.8%)
2023	$2,510.00 (+1.74%) Homeowner's exemption	$87,566 (+3%)	$187,515 (+13.12%) Land $35,700 Building $151,815
2022	$2,467.00 Homeowner's exemption	$85,016	$165,770 Land $35,000 Building $130,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2221 12th Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2221 12th Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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