22209 McPhillips Rd, Loxley, AL 36551 Property Records

Baldwin County property record for 22209 McPhillips Rd, Loxley, AL 36551 · Last verified April 2026

Property Summary

Property Type	Water, Lake, River, Shore Vacant Land
Lot Size	8.3 acres (361,548 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2023)
Tax Bill	$360 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`47-03-05-0-000-047.010`

Property Details

APN / Parcel Number

Primary APN	`47-03-05-0-000-047.010`
Alternative APNs	`388402` `292543` `528467` `82799`

Exterior

Architectural Style	Multi-Family
Lot Area	361,548 sqft (8.3 acres)

Location & Zoning

Account Number	528467
Street Address	22209 MCPHILLIPS RD
City	LOXLEY
State	AL
Zip	36551-8496
Property Category	Vacant Land
Property Type	Vacant Land > Water, Lake, River, Shore
Legal Description	7.8 AC(C) BEG AT SW COR OF SEC 5 T6S R3E RUN TH E 1622.65'TH N 40'(S) TO N R/W OF STATE HWY 104 TH N 342.74' TH NE 381.25' FO
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2006
Census Tract	10907

Owner

Source: Baldwin County records · APN 47-03-05-0-000-047.010

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22209 MCPHILLIPS RD, LOXLEY, AL 36551-8496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Document Number	20232062772
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 10, 2023
Property Address	22209 MCPHILLIPS RD, LOXLEY, AL 36551-8496
Document Number	0002062772
Instrument Date	May 08, 2023
Instrument	2062772
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST NATIONAL LAND TITLE, FIRST BALDWIN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23028 ALBAMA 59, ROBERTSDALE, AL 36567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22209 MCPHILLIPS RD, LOXLEY, AL 36551-8496

Mortgage

Document Number	0002062773
Date	May 10, 2023
Instrument	2062773

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2038

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$360.00 (+6%)	$11,320 (+55.92%) Land $11,320	$118,200 (+62.81%) Land $118,200
2023	$225.00 (-5.86%)	$7,260 (-5.96%)	$72,600 (-5.96%) Land $72,600
2022	$239.00 (+23.2%)	$7,720	$77,200 Land $77,200
2021	$194.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	About 1 in 270 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.