2220 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2220 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1921
Lot Size	0.12 acres (5,258 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Aug 2021)
Tax Bill	$2,204 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-04210`

Property Details

APN / Parcel Number

Primary APN	`010-1180-04210`
Alternative APN	`1114812`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	5,258 sqft (0.12 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	80 sqft
Deck Area	88 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1114812
Street Address	2220 W 5TH ST
City	DULUTH
State	MN
Zip	55806-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF LOT 362 AND EAST 12.5 FEET OF LOT364, BLOCK 123 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	123
Legal Lot Number	362,364
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3002
Census Tract	15600

Owner

2220 W 5th St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2220 W 5TH ST, DULUTH, MN 55806-1508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
May 18, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Document Number	20211421506
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	0001414297
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2021
Property Address	2220 W 5TH ST, DULUTH, MN 55806-1508
Document Number	0001421506
Instrument Date	Jul 29, 2021
Instrument	1421506
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2220 W 5TH ST, DULUTH, MN 55806-1508

Mortgage

Document Number	0001421507
Date	Aug 11, 2021
Instrument	1421507

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 29, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 29, 2031
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.12%
Index	Other
Max Rate	9.12%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2021
Property Address	2220 W 5TH ST, DULUTH, MN 55806-1508
Document Number	0001414297
Instrument Date	May 11, 2021
Instrument	1414297
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 W 5TH ST, DULUTH, MN 55806-1508

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2018
Property Address	2220 W 5TH ST, DULUTH, MN 55806-1508
Document Number	00A1339677
Instrument Date	Aug 24, 2018
Instrument	A1339677
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2220 W 5TH ST DULUTH MN 558061508, DULUTH, MN 55806-1508

Mortgage

Document Number	1339678
Date	Aug 30, 2018
Instrument	1339678

Lender

Name	NORTHVIEW BK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2220 W 5th St was $2,204 with a homeowner's exemption, up 13.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,204.00 (+13.73%) Homeowner's exemption
2025	$1,938.00 (+2.87%) Homeowner's exemption	$192,500 (+14.52%) Land $19,900 Building $172,600	$192,500 (+14.52%) Land $19,900 Building $172,600
2024	$1,884.00	$168,100 Land $23,800 Building $144,300	$168,100 Land $23,800 Building $144,300
2022		$139,900 Land $21,000 Building $118,900	$139,900 Land $21,000 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2220 W 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2220 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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