St. Louis County property record for 2220 W 12th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1928 |
| Lot Size | 0.079 acres (3,457 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Aug 2009) |
| Tax Bill | $1,942 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2110-05520 |
| Primary APN | 010-2110-05520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,040 sqft Gross Area |
| 1st Floor Area | 520 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 3,457 sqft (0.079 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 32 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 887971 |
|---|---|
| Street Address | 2220 W 12TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC PART VAC AVE ADJ SERIAL # |
| Legal Subdivision | HARRISONS BROOKDALE DIVISION |
| Legal Block | 51 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2400 |
2220 W 12th St is owned and occupied by an individual who bought it in August 2009.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2220 W 12TH ST, DULUTH, MN 55806-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2009 · Amount on File |
| Deed Sale | Aug 21, 2009 · Amount on File |
| Deed Document Number | 20091116287 |
| Prior Transfer Date | Aug 10, 2009 |
| Prior Transfer Doc | 0001116286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2220 W 12TH ST, DULUTH, MN 55806-1206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001439747 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 1439747 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 2220 W 12th St was $1,942 with a homeowner's exemption, up 13% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,942.00 (+13.04%) Homeowner's exemption | ||
| 2025 | $1,718.00 (+2.38%) Homeowner's exemption | $175,400 (+14.49%) Land $27,500 Building $147,900 | $175,400 (+14.49%) Land $27,500 Building $147,900 |
| 2024 | $1,678.00 | $153,200 Land $26,600 Building $126,600 | $153,200 Land $26,600 Building $126,600 |
| 2022 | $129,500 Land $24,200 Building $105,300 | $129,500 Land $24,200 Building $105,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2220 W 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1985) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2220 W 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Airfiber, T-Mobile.
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