Carroll County property record for 2220 Timothy Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,367 sqft · built 1976 |
| Lot Size | 1.07 acres (46,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Sep 2025) |
| Tax Bill | $5,650 (2026) |
| Deeds & Mortgages | Nov 2024 Line of Credit Sep 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-011331 |
| Primary APN | 09-011331 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,367 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,914 sqft (1.07 acres) |
| Porch | Slab |
| Porch Area | 328 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011331 |
|---|---|
| Street Address | 2220 TIMOTHY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 71 - 1.077 ACS 2220 TIMOTHY DR 13-15 DULANY HILLS PLT A |
| Legal Subdivision | DULANY HILLS |
| Legal Lot Number | 71 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 509001 |
2220 Timothy Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2024 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Sep 24, 2025 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Jan 19, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2022 | Deed, Transfer · Conventional Mortgage OCMBC INC |
| Dec 4, 2020 | Grant Deed, Transfer ATG TITLE INC |
| Feb 23, 2017 | Grant Deed, Transfer · FHA Mortgage EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Jan 19, 2023 · Amount on File |
| Deed Book / Page | 11574 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0113680032 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 11368/32 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0115740431 |
| Book / Page | 11574 / 431 |
| Map Reference | MB 13 FO 15 |
| Instrument Date | Aug 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | PEAK SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0011574437 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 11574/437 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 19, 2023 |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0109660223 |
| Book / Page | 10966 / 223 |
| Map Reference | MB 13 FO 15 |
| Instrument Date | Jan 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0109660230 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 10966-0230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 14, 2022 |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0108060379 |
| Book / Page | 10806 / 379 |
| Map Reference | MB 13 FO 15 |
| Instrument Date | May 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0108060383 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 10806-0383 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 4, 2020 |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0099830250 |
| Book / Page | 009983 / 000250 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 TIMOTHY DR WESTMINSTER MD 211577733, WESTMINSTER, MD 21157-7733 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 23, 2017 |
| Property Address | 2220 TIMOTHY DR, WESTMINSTER, MD 21157-7733 |
| Document Number | 0086190338 |
| Book / Page | 008619 / 000338 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2220 TIMOTHY DR WESTMINSTER MD 211577733, WESTMINSTER, MD 21157-7733 |
| Document Number | 86190344 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 008619/000344 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2047 |
The 2026 property tax bill for 2220 Timothy Dr was $5,650 with a homeowner's exemption, up 23.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,650.00 (+23.44%) Homeowner's exemption | $499,167 (+13.26%) | $557,600 (-) Land $200,700 Building $356,900 |
| 2025 | $4,577.00 Homeowner's exemption | $440,733 | $557,600 Land $200,700 Building $356,900 |
| 2023 | $4,183.00 Homeowner's exemption | $370,233 | $382,300 Land $180,700 Building $201,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2220 Timothy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2220 Timothy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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