Bedford County property record for 2220 Rucker Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,101 sqft · built 2006 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,062 (Jan 2023) |
| Tax Bill | $1,091 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Dec 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196 2 2 |
| Primary APN | 196 2 2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| Basement Area | 1,564 sqft |
| Unfinished Basement | 1,564 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 2220 RUCKER RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-6207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 - SUBD OF ROBERSON, WINSTON & BOYCE & F MOORMAN PROP. PB36/318-319 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30501 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | BEDFORD, VA 24523 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Construction Mortgage ATLANTIC UNION BANK |
| Jan 5, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Document Number | 202371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2220 RUCKER RD, MONETA, VA 24121-6207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0200011776 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 200011776 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2220 RUCKER RD, MONETA, VA 24121-6207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0190011670 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 190011670 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jan 5, 2023 |
| Property Address | 2220 RUCKER RD, MONETA, VA 24121-6207 |
| Document Number | 0230000071 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 230000071 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,091.00 | $266,100 (-) Land $59,500 Building $206,600 | |
| 2025 | $1,091.00 (+5.82%) | $266,100 (+111.53%) Land $59,500 Building $206,600 | |
| 2023 | $1,031.00 Additional exemption filed | $125,800 | $266,100 Land $59,500 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
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