Champaign County property record for 2220 Morningside Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1969 |
| Lot Size | 0.354 acres (15,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Mar 2024) |
| Tax Bill | $3,856 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-02-304-012 |
| Primary APN | 28-22-02-304-012 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,401 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 2220 MORNINGSIDE DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 WOODARDS HEATHER HILLS SUB 2ND PLAT |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 02 |
| Legal Subdivision | WOODARDS HEATHER HILLS SUB 2ND PLAT |
| Legal Lot Number | 43 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10702 |
2220 Morningside Dr is owned and occupied by an individual who bought it in March 2024.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2220 MORNINGSIDE DR, SAINT JOSEPH, IL 61873-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional with PMI BANKCHAMPAIGN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on File |
| Deed Sale | Mar 6, 2024 · Amount on File |
| Prior Sale | Jul 5, 2017 · Amount on File |
| Deed Document Number | 20242725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 6, 2024 |
| Property Address | 2220 MORNINGSIDE DR, SAINT JOSEPH, IL 61873-9444 |
| Document Number | 0000002725 |
| Map Reference | MB T PG 31 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024R02725 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 MORNINGSIDE DR, SAINT JOSEPH, IL 61873-9444 |
| Document Number | 0000002726 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024R02726 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 5, 2017 |
| Property Address | 2220 MORNINGSIDE DR, SAINT JOSEPH, IL 61873-9444 |
| Document Number | 0000012129 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 12129 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 MOMINGSIDE DR ST JOSEPH IL 61873, ST JOSEPH, IL 61873 |
| Document Number | 12130 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 12130 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,600 Land $7,860 Building $60,740 | $205,800 Land $23,580 Building $182,220 | |
| 2024 | $3,856.00 | ||
| 2022 | $3,386.00 Homeowner's exemption | $54,760 Land $6,280 Building $48,480 | $164,280 Land $18,840 Building $145,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2220 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2220 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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