2220 McCarthy Ave, Sanford, FL 32771 Property Records

Seminole County property record for 2220 McCarthy Ave, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 2024
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2024)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-30-517-1400-0100`

Property Details

APN / Parcel Number

Primary APN	`35-19-30-517-1400-0100`
Alternative APN	`19303551714000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,111 sqft Living Area
Gross Area	1,363 sqft
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2220 MCCARTHY AVE
City	SANFORD
State	FL
Zip	32771-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 & N 1/2 OF LOT 11 BLK 14 LOCKHARTS SUBD PB 3 PG 70
Legal Range	30E
Legal Township	19S
Legal Section	35
Legal Subdivision	LOCKHARTS SUBD
Legal Tract	517
Legal Block	14
Legal Lot Number	10,11
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1021
Census Tract	20402

Owner

2220 McCarthy Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Seminole County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage SEMINOLE COUNTY
Apr 29, 2024	Deed of Trust, Mortgage SEMINOLE COUNTY
Apr 29, 2024	Warranty Deed, Transfer · Commercial Mortgage GREATER APOPKA FLORIDA INC
Oct 18, 2022	Warranty Deed, Transfer VENTURE TITLE
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Oct 18, 2022 · Amount on File
Deed Document Number	202437406
Deed Book / Page	10619 / 120
Prior Transfer Date	May 29, 2022
Prior Transfer Doc	0102640294
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 181010, CASSELBERRY, FL 32718-1010
Investor	Possibly a Property Investor

Mortgage

Document Number	0105690116
Date	Jan 23, 2024
Book Page	10569/116
Instrument	2024006621

Lender

Name	SEMINOLE COUNTY
Type	Government Agency
Address	SANFORD, FL 32771

Agreement

Amount	Amount on Record
Term	311 Months
Due	Dec 20, 2049

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106190140
Date	Apr 29, 2024
Book Page	10619/140
Instrument	2024037409

Lender

Name	SEMINOLE COUNTY
Type	Government Agency
Address	SANFORD, FL 32771

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 29, 2024
Property Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Document Number	0106190120
Book / Page	10619 / 120
Map Reference	MB 3 PG 70
Instrument Date	Apr 25, 2024
Instrument	2024037406
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 181010, CASSELBERRY, FL 32718-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023

Mortgage

Document Number	0010619122
Date	Apr 29, 2024
Instrument	10619/122

Lender

Name	GREATER APOPKA FLORIDA INC
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

Mortgage

Document Number	0106190131
Date	Apr 29, 2024
Book Page	10619/131
Instrument	2024037408

Lender

Name	SEMINOLE COUNTY
Address	SANFORD, FL 32771

Agreement

Amount	Amount on Record
Term	313 Months
Due	May 25, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 18, 2022
Property Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Document Number	0103331207
Book / Page	10333 / 1207
Map Reference	MB 3 PG 70
Instrument Date	Oct 17, 2022
Instrument	2022116182
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	VENTURE TITLE

Transaction

Amount	Amount on Record
Tax	$329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BUNGALOW BLVD, SANFORD, FL 32771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 MAITLAND AVE STE 312, 312, ALTAMONTE SPRINGS, FL 32701-4910

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 23, 2022
Property Address	2220 MCCARTHY AVE, SANFORD, FL 32771-4023
Document Number	0102640294
Book / Page	10264 / 294
Map Reference	MB 38 PG 70
Instrument Date	May 29, 2022
Instrument	2022073150
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Tax	$150.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 103 BOX 3606, APO, AE 09603-0037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 BUNGALOW BLVD, SANFORD, FL 32771-4045

Tax Assessment & Valuation

The 2025 property tax bill for 2220 McCarthy Ave was $3,088.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,088.00	$241,048 Land $45,777 Building $195,271	$241,048 Land $45,777 Building $195,271
2023	$30.00 (-91.04%) Additional exemption filed	$44,198 (+35.92%)	$44,198 (+35.92%) Land $44,198
2022	$335.00	$32,517 Land $32,517	$32,517 Land $32,517

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2220 McCarthy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2220 McCarthy Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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