2220 Lydia Ave E, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2220 Lydia Ave E, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,391 sqft · built 1969
Lot Size	0.27 acres (11,760 sqft)
Owner	2 Company Names on File
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-29-22-14-0031`

Property Details

APN / Parcel Number

Primary APN	`02-29-22-14-0031`
Alternative APNs	`8547138` `608088`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area
1st Floor Area	1,391 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	112 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	608088
Street Address	2220 LYDIA AVE E
City	SAINT PAUL
State	MN
Zip	55109-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT TILSENS MPLWD HGTS 4 SUBJ TO AVE LOT 1 BLK 2
Legal Range	22
Legal Township	29
Legal Section	02
Legal Subdivision	ROBERT TILSENS MPLWD HGTS 4
Legal Block	2
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	3
Census Block	3007
Census Tract	42401

Owner

2220 Lydia Ave E is owned by a company and is owner-occupied.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	2220 LYDIA AVE E, SAINT PAUL, MN 55109-1463
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY & CNTY EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2220 LYDIA AVE E, MAPLEWOOD, MN 55109-1463
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04905835
Date	Sep 7, 2021
Instrument	A04905835

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2220 LYDIA AVE E, MAPLEWOOD, MN 55109-1463
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04905834
Date	Sep 7, 2021
Instrument	A04905834

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2220 LYDIA AVE E, MAPLEWOOD, MN 55109-1463
Document Number	0004772674
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2220 LYDIA AVE E MAPLEWOOD MN 551091463, MAPLEWOOD, MN 55109-1463

Mortgage

Document Number	0004772674
Date	Sep 9, 2019
Instrument	4772674

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2220 Lydia Ave E was $5,254 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,800 Land $74,200 Building $312,600	$386,800 Land $74,200 Building $312,600
2025	$5,254.00
2023	$4,440.00 Homeowner's exemption	$328,500 Land $74,200 Building $254,300	$328,500 Land $74,200 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2220 Lydia Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2220 Lydia Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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