2220 Hope St, Jay, OK 74346 Property Records

Delaware County property record for 2220 Hope St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Nov 2019)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23N24E-30-0-50125-000-0004`

Property Details

APN / Parcel Number

Primary APN	`23N24E-30-0-50125-000-0004`
Alternative APNs	`0067378` `67378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,831 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	208 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67378
Street Address	2220 HOPE ST
City	JAY
State	OK
Zip	74346-2857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARNHART ACRES AMEND LOTS 4 & 5 2300-325
Legal Range	24E
Legal Township	23N
Legal Section	30
Legal Subdivision	JAY-BARNHART ACRES AMEND
Legal Lot Number	4,5
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3008
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 317, MUSE, PA 15350-0317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Apr 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Document Number	20198827
Deed Book / Page	2300 / 325
Prior Transfer Date	Oct 14, 2014
Prior Transfer Doc	002092/840
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	2220 HOPE ST, JAY, OK 74346-2857
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 HOPE ST, JAY, OK 74346-2857

Mortgage

Document Number	002626/424
Date	Dec 4, 2025
Book Page	2626/424
Instrument	I-2025-010790

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Nov 5, 2019
Property Address	2220 HOPE ST, JAY, OK 74346-2857
Document Number	002300/325
Book / Page	2300 / 325
Instrument Date	Nov 1, 2019
Instrument	2019-008827
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 317, MUSE, PA 15350-0317

Mortgage

Document Number	2019008828
Date	Nov 5, 2019
Instrument	2019-008828

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Apr 28, 2017
Property Address	2220 HOPE ST, JAY, OK 74346-2857
Document Number	002196/061
Book / Page	2196 / 061
Instrument Date	Apr 27, 2017
Instrument	2017-003656
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,032 (+4.99%) Land $3,456 Building $18,576	$191,586 (-17.97%) Land $30,054 Building $161,532
2025	$1,871.00 (+1.14%)	$20,984 (+5%) Land $3,292 Building $17,692	$233,569 (-) Land $32,750 Building $200,819
2024	$1,850.00 (+9.79%)	$19,984 (+5%) Land $3,135 Building $16,849	$233,569 (+41.13%) Land $32,750 Building $200,819
2023	$1,685.00	$19,033 Land $3,048 Building $15,985	$165,500 Land $26,500 Building $139,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: BOLT Fiber, Optimum.

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