2220 Eugene Field Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2220 Eugene Field Ave, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,360 sqft · built 1927
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on Record
Last Sale$256,424 (Jul 2025)
Tax Bill$1,655 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2020 Mortgage
APN06-2.0-04-002-003-055.000

Property Details

APN / Parcel Number

Primary APN06-2.0-04-002-003-055.000

Interior

Building Area1,360 sqft Base Area
1st Floor Area1,360 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide

Location & Zoning

Street Address2220 EUGENE FIELD AVE
CitySAINT JOSEPH
StateMO
Zip64505-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:LOVERS LANE PLACE LOT:5 BLK:2LGL DESC:S 5' L 5 ALL L 6 N 5' L 7
Legal SubdivisionLOVERS LANE PLACE
Legal Block2
Legal Lot Number6-7
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2014
Census Tract500

Owner

Source: Buchanan County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2220 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2230
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK
Aug 21, 2020Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleAug 21, 2020 · Amount on Record
Deed Document Number20255682
Deed Book / Page3809 / 652
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Recording DateJul 31, 2026
Property Address2220 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2230
Document Number0000006264
Book / Page3821 / 10
Instrument DateJul 27, 2026
Instrument20266264
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2230

Mortgage

Document Number0000006264,
DateJul 31, 2026
Book Page3821/10
Instrument20266264
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 21, 2020
Property Address2220 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2230
Document Number003752/259
Book / Page3752 / 259
Instrument DateAug 14, 2020
Instrument2020007431
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 EUGENE FIELD AVE, SAINT JOSEPH, MO 64505-2230

Mortgage

Document Number2020007432
DateAug 21, 2020
Instrument2020007432
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,655.00$23,080 (+9.9%) Land $3,900 Building $19,180$121,430 (+9.89%) Land $20,500 Building $100,930
2024$1,655.00 (+19.84%)
2023$1,381.00 (-0.65%)$21,000 (-) Land $3,900 Building $17,100$110,500 (-) Land $20,500 Building $90,000
2022$1,390.00$21,000 Land $3,900 Building $17,100
2021$110,500 Land $20,500 Building $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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