2220 E Rose Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2220 E Rose Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1984
Lot Size	0.11 acres (4,787 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2026)
Tax Bill	$2,322 (2024)
Deeds & Mortgages	Nov 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/05983-240-002`

Property Details

APN / Parcel Number

Primary APN	`010/05983-240-002`
Alternative APN	`782424102035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,024 sqft Living Area
Gross Area	1,047 sqft
1st Floor Area	724 sqft
Basement Area	323 sqft
Finished Basement	300 sqft
Unfinished Basement	23 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,787 sqft (0.11 acres)
Lot Width	49 ft Width
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2220 E ROSE AVE
City	DES MOINES
State	IA
Zip	50320-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR THN E 49.95F S 103.63F WLY 54.16F N 83.2F TO POB LOT 40 WOODS EDGE PLAT 1
Legal Subdivision	WOODS EDGE PLAT 1
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2012
Census Tract	3902

Owner

2220 E Rose Ave is owned and occupied by an individual who bought it in April 2026.

Source: Polk County records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
May 14, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	202619228
Deed Book / Page	20475 / 524
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278

Mortgage

Document Number	0000061837
Date	Nov 25, 2024
Book Page	19981/611
Instrument	2024-00061837

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 7, 2026
Property Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278
Document Number	0000019228
Book / Page	20475 / 524
Instrument Date	Mar 26, 2026
Instrument	202619228
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,159.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278

Mortgage

Document Number	0000019229,
Date	Apr 7, 2026
Instrument	202619229

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 14, 2019
Property Address	2220 E ROSE AVE, DES MOINES, IA 50320-2278
Document Number	0000080769
Book / Page	017326 / 000777
Instrument Date	May 7, 2019
Instrument	80769
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$140.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2220 E ROSE AVE DES MOINES IA 503202278, DES MOINES, IA 50320-2278

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,500 Land $53,900 Building $74,600	$128,500 Land $53,900 Building $74,600
2024	$2,322.00
2023		$118,000 Land $48,900 Building $69,100	$118,000 Land $48,900 Building $69,100
2020	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2220 E Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2220 E Rose Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: ICS Advanced Technologies, Nextlink, Verizon.

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