2220 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2220 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,498 sqft · built 1983
Lot Size0.173 acres (7,536 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Mar 2022)
Tax Bill$3,520 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN235OC02301

Property Details

APN / Parcel Number

Primary APN235OC02301
Alternative APNs
  • 206617106650
  • 80065937
  • 80124948

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,498 sqft Heated Area
Gross Area1,898 sqft
1st Floor Area1,088 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2005
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,536 sqft (0.173 acres)
PorchPatio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80124948
Street Address2220 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-10 B-37 S-3 LB PLAT 1/96-99
Legal SubdivisionLONG BEACH
Legal Block37
Legal Lot Number10
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1043
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8 N WESTHAVEN DR, HUDSON, OH 44236-2128
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Nov 7, 2017Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleNov 7, 2017 · Amount on Record
Deed Book / Page4820 / 393
Prior Transfer DateMar 14, 2022
Prior Transfer Doc0048200393
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMar 25, 2022
Property Address2220 E BEACH DR, OAK ISLAND, NC 28465-6137
Document Number0048200393
Book / Page4820 / 393
Map ReferenceMB 1 PG 96-99
Instrument DateMar 14, 2022
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 RITCH RD, 610, THE VILLAGES, FL 32163-5967

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 N WESTHAVEN DR, HUDSON, OH 44236-2128

Mortgage

Document Number0004820396
DateMar 25, 2022
Instrument4820/396
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 7, 2017
Property Address2220 E BEACH DR, OAK ISLAND, NC 28465-6137
Document Number0039820169
Book / Page003982 / 000169
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3400 BONAIRE XING MARIETTA GA 300664788, MARIETTA, GA 30066-4788

Mortgage

Document Number39820172
DateNov 7, 2017
Book Page003982/000172
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$900,100 (-) Land $445,000 Building $455,100$900,100 (-) Land $445,000 Building $455,100
2025$3,520.00 (-5.38%)$900,100 (-) Land $445,000 Building $455,100$900,100 (-) Land $445,000 Building $455,100
2024$3,720.00
2023$900,100 Land $445,000 Building $455,100$900,100 Land $445,000 Building $455,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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