2220 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 2220 E 38th St, Savannah, GA 31404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 978 sqft · built 1947
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on Record
Last Sale$317,500 (Oct 2025)
Tax Bill$3,529 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-0079-13-003

Property Details

APN / Parcel Number

Primary APN2-0079-13-003
Alternative APN
  • G145500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area978 sqft Living Area
1st Floor Area978 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,449 sqft (0.171 acres)
Garage TypeCarport
Garage Area210 sqft
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area81 sqft
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2220 E 38TH ST
CitySAVANNAH
StateGA
Zip31404-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOTS 45 & 46 EASTWOOD PARK MURPH EY WARD
Legal SubdivisionVICTORY HEIGHTS
Legal Lot Number45-46
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group4
Census Block4011
Census Tract3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Oct 23, 2025Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICA FUNDING
Dec 6, 2019Warranty Deed, Transfer
May 26, 2017Warranty Deed, Transfer · Conventional Mortgage
GEORGIAS OWN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2025 · Amount on Record
Deed SaleOct 23, 2025 · Amount on Record
Prior SaleDec 6, 2019 · Amount on Record
Deed Book / Page3812 / 710
Prior Transfer DateSep 6, 2016
Prior Transfer Doc0000008997
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 E 38TH ST, SAVANNAH, GA 31404-3851

Mortgage

Document Number0027550752
DateMar 30, 2022
Book Page0000002755/0000000752
Lender
NameSYNOVUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateOct 23, 2025
Property Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
Document Number0038120710
Book / Page3812 / 710
Instrument DateOct 22, 2025
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3.18
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 E 38TH ST, SAVANNAH, GA 31404-3851

Mortgage

Document Number0003812713
DateOct 23, 2025
Instrument3812/713
Lender
NameNEW AMERICA FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJan 1, 2055

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateDec 6, 2019
Property Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
Document Number0017970488
Book / Page1797 / 488
Instrument DateDec 6, 2019
Instrument2019-012722
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 E 38TH ST, SAVANNAH, GA 31404-3851

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateMay 26, 2017
Property Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
Document Number0010990121
Book / Page1099 / 121
Instrument DateMay 26, 2017
Instrument2017-005622
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 E 38TH ST, SAVANNAH, GA 31404-3851
InvestorPossibly a Property Investor

Mortgage

Document Number0010990122
DateJun 9, 2017
Book Page1099/122
Instrument30427480020
Lender
NameGEORGIAS OWN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalitySavannah City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,960 (+8.42%) Land $16,000 Building $100,960$292,400 (+8.42%) Land $40,000 Building $252,400
2025$3,529.00 (-21.7%)$107,880 (+35.8%) Land $16,000 Building $91,880$269,700 (+35.8%) Land $40,000 Building $229,700
2024$4,507.00 (+262.3%)
2023$79,440 (+17.24%) Land $12,600 Building $66,840$198,600 (+17.24%) Land $31,500 Building $167,100
2022$1,244.00$67,760 Land $10,080 Building $57,680$169,400 Land $25,200 Building $144,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims22 (1994–2025)
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims
  • Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH-MAIN
serves 168,958 people · EPA ID GA0510003
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: ClearWave, T-Mobile.

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