2220 Centre St, Gadsden, AL 35903 Property Records

Etowah County property record for 2220 Centre St, Gadsden, AL 35903 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1946
Lot Size	0.184 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2012)
Tax Bill	$85 (2025)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-06-14-1-000-053.000`

Property Details

APN / Parcel Number

Primary APN	`15-06-14-1-000-053.000`
Alternative APNs	`183120` `43382`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,050 sqft (0.184 acres)
Lot Dimensions	161 ft deep x 50 ft wide

Location & Zoning

Account Number	183120
Street Address	2220 CENTRE ST
City	GADSDEN
State	AL
Zip	35903-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT 4 BLK 2 COUNCILTON SUB PLAT B-195 14-12-6 6S-40,WILL-1993,F15-185-92,D-2012-3365062
Legal Range	6E
Legal Township	12S
Legal Section	14
Legal Subdivision	COUNCILTON SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1018
Census Tract	1600

Owner

Source: Etowah County records · APN 15-06-14-1-000-053.000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2220 CENTRE ST, GADSDEN, AL 35903-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2012 · Amount on Record
Deed Sale	Apr 05, 2012 · Amount on Record
Deed Document Number	20123365062
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	2220 CENTRE ST, EAST GADSDEN, AL 35903-3346
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3490317
Date	Sep 10, 2019
Instrument	3490317

Lender

Name	FAMILY SAVINGS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2039

Tax Assessment & Valuation

Source: Etowah County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$85.00 Homeowner's exemption	$2,560 (-) Land $180 Building $2,380	$25,600 (-) Land $1,800 Building $23,800
2023	$85.00 Homeowner's exemption	$2,560 (-) Land $180 Building $2,380	$25,600 (-) Land $1,800 Building $23,800
2022	$85.00 Homeowner's exemption	$2,560 Land $180 Building $2,380	$25,600 Land $1,800 Building $23,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Etowah County (01055C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010550016001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.