Polk County property record for 2220 Abbey Rd, Winter Haven, FL 33880
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,252 sqft · built 1984 |
| Lot Size | 0.069 acres (3,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,900 (Feb 2019) |
| Tax Bill | $1,381 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-31-000000-013500 |
| Primary APN | 26-28-31-000000-013500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 3,014 sqft (0.069 acres) |
| Lot Width | 30 ft Width |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Unfinished Open Porch |
| Porch Area | 48 sqft |
| Street Address | 2220 ABBEY RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2703 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | BEG NW COR OF LOT 61 STONEBRIDGE PHASE 2 RUN N 271.69 FT TO POB RUN W 122.80 FT N 24.50 FT E 122.80 FT S 24.50 FT TO POB BEING LOT 20 OF UNREC STONEBRIDGE VILLAS PHASE 2 & INT IN REC AREA |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CABIN LOTS |
| Legal Phase | 2 |
| Legal Tract | 000000 |
| Legal Block | 4 |
| Legal Lot Number | 61 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2220 ABBEY RD, WINTER HAVEN, FL 33880-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 201929016 |
| Deed Book / Page | 10748 / 1815 |
| Last Transfer Date | Oct 23, 2024 |
| Transfer Doc | 0000242757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2220 ABBEY RD, WINTER HAVEN, FL 33880-2703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2220 ABBEY RD, WAHNETA, FL 33880-2703 |
| Document Number | 0000086157 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 12652/807 |
| Instrument | 2023086157 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2220 ABBEY RD, WINTER HAVEN, FL 33880-2703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2220 ABBEY RD, WINTER HAVEN, FL 33880-2703 |
| Document Number | 0000210502 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 11845/1030 |
| Instrument | 2021210502 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 2220 ABBEY RD, WINTER HAVEN, FL 33880-2703 |
| Document Number | 0107481815 |
| Book / Page | 010748 / 001815 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 29016 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2220 ABBEY RD WINTER HAVEN FL 338802703, WINTER HAVEN, FL 33880-2703 |
| Document Number | 107481816 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 010748/001816 |
| Instrument | 29017 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,447 (+2.7%) | $134,500 (-2.18%) Land $100 Building $134,400 | |
| 2025 | $1,381.00 (+8.14%) Homeowner's exemption | $121,175 (+5.99%) | $137,500 (+10.89%) Land $100 Building $137,400 |
| 2023 | $1,277.00 (-2.74%) Homeowner's exemption | $114,330 (+3%) | $124,000 (+11.71%) Land $100 Building $123,900 |
| 2022 | $1,313.00 Homeowner's exemption | $111,000 Land $100 Building $110,900 | $111,000 Land $100 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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