2220 4th St NE, Hickory, NC 28601 Property Records

Catawba County property record for 2220 4th St NE, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 700 sqft · built 1950
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Jul 2019)
Tax Bill$416 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3704-20-90-8446

Property Details

APN / Parcel Number

Primary APN3704-20-90-8446
Alternative APN
  • 0051821

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area700 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchPorch
Porch Area76 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2220 4TH ST NE
CityHICKORY
StateNC
Zip28601-1453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 5-8 PLAT 6-137
Legal SubdivisionF S YOUNT
Legal Lot Number5-8
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group1
Census Block1028
Census Tract10403

Owner

2220 4th St NE is owned and occupied by an individual who bought it in July 2019.

Source: Catawba County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2220 4TH ST NE, HICKORY, NC 28601-1453
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Jul 15, 2019Special Warranty Deed, Transfer · Conventional Mortgage
FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2019 · Amount on File
Deed SaleJul 15, 2019 · Amount on File
Prior SaleAug 1, 1991 · Amount on File
Deed Document Number201911848
Deed Book / Page3515 / 1863
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address2220 4TH ST NE, HICKORY, NC 28601-1453
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036521118
DateApr 27, 2021
Book Page3652/1118
Instrument9877
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036
Interest
Rate TypeAdjustable Rate
Rate2.95%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2026
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change4.95%
Index5-Year CMT
Max Rate4.95%

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCATAWBA NC
Recording DateJul 15, 2019
Property Address2220 4TH ST NE, HICKORY, NC 28601-1453
Document Number0035151863
Book / Page03515 / 1863
Map ReferenceMB 1735 PG 835
Instrument DateJul 12, 2019
Instrument11848
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12251 SQUIRREL DR, 12251, SPANISH FORT, AL 36527-6606

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 4TH ST NE, HICKORY, NC 28601-1453

Mortgage

Document Number11849
DateJul 15, 2019
Instrument11849
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2220 4th St NE was $416.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,400 Land $14,400 Building $90,000
2025$416.00
2023$891.00$104,400 Land $14,400 Building $90,000$104,400 Land $14,400 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2220 4th St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 2 condo units
Nearby Flood Claims1 (2020)
Most Recent ClaimOct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2220 4th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on 4th St NE

Nearby Streets

Search Property Records by Address or Parcel Number